Research

Fee Research & Analysis

State-level reports, Federal Reserve district analysis, and national benchmarks across every fee category — every figure traced to a published schedule.

3,728 verified fees|1,183 institutions with verified fees|57 fee categories|50 states + 3 territories|12 Fed districts

I'm a Consumer

Understand & reduce my fees

Plain-language guides with real data

I'm a Researcher

National benchmarks & data

Medians, percentiles, geographic analysis

I'm a Professional

Peer benchmarking & API

Peer sets, exports, the Hamilton workspace

Bank Fee Index

Bank Fee Index — national benchmarks

Medians, percentiles, and charter comparisons across every fee category, from the published schedules of 1,183 banks and credit unions.

Analysis Previews

Top states by institution coverage and key fee benchmarks.

Institutions by State (Top 5)

117

National Fee Medians

Overdraft (OD)

$30.00

NSF /

$25.00

Monthly Maintenance

$9.95

Non-Network ATM

$2.00

Wire Transfer

$20.00

Data Sources & Methodology

Primary Sources

Published fee schedules & disclosures
FDIC Call Reports (service charge income)
NCUA 5300 reports (credit union data)
Federal Reserve Beige Book (economic context)

Coverage

Banks and credit unions
All asset size tiers
All 12 Federal Reserve districts
50 states + DC & territories

Fee Research & Analysis

Bank Fee Index — national benchmarks

Analysis Previews

State Fee Reports

Federal Reserve District Reports

Original Research

Data Sources & Methodology