Fee benchmarks for 396 financial institutions in Pennsylvania, compared against national medians. Part of Federal Reserve District 3 (Philadelphia).
Institutions
396
With Fee Data
72
Banks
112
Credit Unions
284
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 112 | 71 |
| Credit Unions | 284 | 124 |
26 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Pennsylvania Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| NSF / Returned Item | $18.00 | $25.00 | -28.0% | 18 |
| Debit Card Replacement | $10.00 | $7.50 | +33.3% | 13 |
| Stop Payment | $20.00 | $25.00 | -20.0% | 10 |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Pennsylvania. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| Overdraft (OD) | $29.00 | $29.00 | - | 7 |
| Wire Transfer (Domestic Out) | $17.50 | $20.00 | -12.5% | 7 |
| Monthly Maintenance | $10.13 | $6.00 | +68.8% | 6 |
| OD Protection Transfer | $10.00 | $5.00 | +100.0% | 4 |
| Deposited Item Return | $15.00 | $15.00 | - | 4 |
| Paper Statement | $3.00 | $3.00 | - | 4 |
| Non-Network ATM | $1.00 | $2.00 | -50.0% | 4 |
| Wire Transfer (Int'l Out) | $35.50 | $45.00 | -21.1% | 3 |
| Wire Transfer (Domestic In) | $10.00 | $10.00 | - | 3 |
Data as of Aug 23, 2026 · 3,741 observations
14 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.