Fee benchmarks for 218 financial institutions in Massachusetts, compared against national medians. Part of Federal Reserve District 1 (Boston).
Institutions
218
With Fee Data
47
Banks
91
Credit Unions
127
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 91 | 72 |
| Credit Unions | 127 | 25 |
11 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Massachusetts Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| Debit Card Replacement | $57.50 | $7.50 | +666.7% | 9 |
| NSF / Returned Item | $10.00 | $25.00 | -60.0% | 8 |
| Deposited Item Return | $20.00 | $15.00 | +33.3% |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Massachusetts. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| 6 |
| Monthly Maintenance | $15.00 | $6.00 | +150.0% | 6 |
Data as of Aug 23, 2026 · 3,741 observations
7 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.