Fee benchmarks for 392 financial institutions in New York, compared against national medians. Part of Federal Reserve District 2 (New York).
Institutions
392
With Fee Data
76
Banks
118
Credit Unions
274
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 118 | 59 |
| Credit Unions | 274 | 392 |
32 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | New York Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| NSF / Returned Item | $25.00 | $25.00 | - | 32 |
| Stop Payment | $25.00 | $25.00 | - | 32 |
| Debit Card Replacement | $10.00 | $7.50 | +33.3% | 29 |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in New York. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| $20.00 |
| $20.00 |
| - |
| 23 |
| Monthly Maintenance | $5.00 | $6.00 | -16.7% | 18 |
| Paper Statement | $5.00 | $3.00 | +66.7% | 17 |
| Cashier's Check | $4.50 | $5.00 | -10.0% | 16 |
| OD Protection Transfer | $5.00 | $5.00 | - | 14 |
| Non-Network ATM | $1.75 | $2.00 | -12.5% | 13 |
| Deposited Item Return | $22.50 | $15.00 | +50.0% | 12 |
| Overdraft (OD) | $25.00 | $29.00 | -13.8% | 10 |
| Wire Transfer (Int'l Out) | $40.00 | $45.00 | -11.1% | 9 |
| Wire Transfer (Domestic In) | $10.00 | $10.00 | - | 8 |
| Foreign Transaction | $3.50 | $1.10 | +218.2% | 4 |
Data as of Aug 23, 2026 · 3,741 observations
18 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.