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Fee Insight

Home of the Bank Fee Index — U.S. bank and credit union fees by district, state, size, and type. Published-source benchmarks for consumers and banking teams.

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National Fee IndexPreview

US Bank & Credit Union Fee Benchmarks

Preview of 6 spotlight fee categories from our full index of 65 categories. Subscribe for the complete dataset with percentiles, peer segmentation, and exports.

CPI ContextBank service fees +1.9% YoYvs.Overall CPI +2.7% YoYBLS as of Dec 2025

Preview

6 / 49

Observations

61,058

Full Index

65 categories

Featured Fees

15

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Showing 6 spotlight categories with median only. The full index includes 43 more categories with P25/P75 percentiles, bank vs. credit union breakdowns, and range data.

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Account Maintenance

Fee CategoryMedianInstitutions
Monthly Maintenance$6.001,383

Overdraft & NSF

Fee CategoryMedianInstitutions
NSF / Returned Item$25.002,041
Overdraft (OD)$29.001,495

ATM & Card

Methodology

The National Fee Index is computed from published fee schedules of FDIC-insured banks and NCUA-insured credit unions. Fees are categorized into 65 standard categories across 9 families. All statistics are based on verified, published fee schedules. National medians are computed across all reporting institutions for each fee category.

Fee CategoryMedianInstitutions
Non-Network ATM$2.001,214
Foreign Transaction$1.10582

Wire Transfers

Fee CategoryMedianInstitutions
Wire Transfer (Domestic Out)$20.001,910

Data as of Aug 23, 2026 · 3,741 observations

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43 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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