Bank and credit union fee benchmarks — 57 categories, 1,183 institutions.
Overdraft (OD)
$30
Typical $20 – $35·70 inst.
NSF / Returned Item
$25
Typical $12 – $30·165 inst.
Monthly Maintenance
$9.95
Typical $5 – $15·114 inst.
Non-Network ATM
$2
Typical $1 – $2.50·61 inst.
Median and typical range (25th to 75th percentile) of verified fees. Full min–max by category is in the tables below.
| Fee | Median | P25 | P75 | Min – Max | Distribution | Inst. |
|---|---|---|---|---|---|---|
| Monthly Maintenance | $9.95 | $5 | $15 | $0.20 – $5,000 | 114 |
| Fee | Median | P25 | P75 | Min – Max | Distribution | Inst. |
|---|---|---|---|---|---|---|
| NSF / Returned Item | $25 | $12 | $30 | $1 – $75 | 165 | |
| Overdraft (OD) | $30 | $20 | $35 | $0.50 – $40 | 70 |
| Fee | Median | P25 | P75 | Min – Max | Distribution | Inst. |
|---|---|---|---|---|---|---|
| Non-Network ATM | $2 | $1 | $2.50 | $0.50 – $50 | 61 | |
| Foreign Transaction | $3 | $1.50 | $20 | $1 – $120 | 29 |
| Fee | Median | P25 | P75 | Min – Max | Distribution | Inst. |
|---|---|---|---|---|---|---|
| Wire Transfer (Domestic Out) | $20 | $15 | $25 | $1 – $55 | 91 |
51 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.