Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

1st Federal Savings Bank of SC, Inc.

Walterboro, South CarolinaBankRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account research$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=account_research; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Account research | $25.00 per hour/$25.00 minimum" · Source

Dormant account fee$7.50

$2.50 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=dormant_account; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Dormant account fee | $7.50 per month" · Source

Overdraft & NSFVerified

NSF Fee-Return Item$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=nsf; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="NSF Fee-Return Item | $30.00" · Source

ATM & CardVerified

Rush card fee$75Above the typical range ($30–$50 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=rush_card; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Rush card fee | $75.00" · Source

Check ServicesVerified

Check copy (per check)$3Within the typical range ($2–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=check_image; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Check copy (per check) | $3.00" · Source
Stop Payment Service Charge Amt$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=stop_payment; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Stop Payment Service Charge Amt | $30.00" · Source

Digital & ElectronicVerified

ACH NSF Fee-Return Item$30Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=ach_return; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="ACH NSF Fee-Return Item | $30.00" · Source
Bill pay monthly fee (15 payments)$6Within the typical range ($0–$12.50 nationally)
$1 above the national median
per month · Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=bill_pay; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Bill pay monthly fee (15 payments) | $6.00" · Source

Cash & DepositVerified

Return check chargeback fee$5Below the typical range ($9.50–$25 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=deposited_item_return; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Return check chargeback fee | $5.00 per item" · Source

Account ServicesVerified

Safe deposit box drilling$175Above the typical range ($25–$80 nationally)
$135 above the national median
Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=safe_deposit_box; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Safe deposit box drilling | $175.00" · Source
Safe deposit replacement key$30Within the typical range ($25–$80 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=safe_deposit_box; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Safe deposit replacement key | $30.00" · Source
Safe deposit replacement key & lock$75Within the typical range ($25–$80 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=safe_deposit_box; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Safe deposit replacement key & lock | $75.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account research	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=account_research; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Account research \| $25.00 per hour/$25.00 minimum"	Source
Dormant account fee	$7.50Within the typical range ($5–$10 nationally)	$2.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=dormant_account; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Dormant account fee \| $7.50 per month"	Source
Overdraft & NSFVerified
NSF Fee-Return Item	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=nsf; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="NSF Fee-Return Item \| $30.00"	Source
ATM & CardVerified
Rush card fee	$75Above the typical range ($30–$50 nationally)	$35 above the national median	—	Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=rush_card; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Rush card fee \| $75.00"	Source
Check ServicesVerified
Check copy (per check)	$3Within the typical range ($2–$5 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=check_image; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Check copy (per check) \| $3.00"	Source
Stop Payment Service Charge Amt	$30
Digital & ElectronicVerified
ACH NSF Fee-Return Item	$30Within the typical range ($15–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=ach_return; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="ACH NSF Fee-Return Item \| $30.00"	Source
Bill pay monthly fee (15 payments)
Cash & DepositVerified
Return check chargeback fee	$5Below the typical range ($9.50–$25 nationally)	$10 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=deposited_item_return; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Return check chargeback fee \| $5.00 per item"	Source
Account ServicesVerified
Safe deposit box drilling	$175Above the typical range ($25–$80 nationally)	$135 above the national median	—	Knox deterministic extraction from Rosetta artifact #3318. canonical_hint=safe_deposit_box; text_hash=f7847fccebf2fb3bf2bacbf095d88add728e67c1006bec50ca8345d3db64588e; excerpt="Safe deposit box drilling \| $175.00"	Source
Safe deposit replacement key

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$151.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$151.6M

Total deposits

$134.3M

Service charge income

$97K

Fee income ratio

5.4%

Return on assets

0.58%

Branches

Service charge income by quarter

Q2 2026$97K

Q1 2026$102K

Q4 2025$111K

Q3 2025$104K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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