Fee Insight
Find Your InstitutionBank Fee IndexResearchGuidesFor InstitutionsPricing
Sign inRequest your report
Fee Insight

Home of the Bank Fee Index — U.S. bank and credit union fees by district, state, size, and type. Published-source benchmarks for consumers and banking teams.

New benchmarks, notable fee changes, one chart. About once a month.

Product

  • Bank Fee Index
  • Find Your Institution
  • Research Hub
  • Consumer Guides
  • For Institutions
  • Pricing
  • API

Research

  • National benchmarks
  • Fee-to-Revenue Analysis
  • State Reports
  • District Reports

Company

  • About
  • Contact
  • Privacy Policy
  • Terms of Service
Fee Insight © 2026hello@bankfeeindex.com
Consumer Guides

Understand what your bank charges

Plain-language guides backed by live benchmark data from 8,750 institutions.

3,741 fee observationsUpdated Aug 23, 2026
Overdraft & NSFmedian

Understanding Overdraft Fees

A complete guide to overdraft fees at US banks and credit unions. National benchmarks, how to compare institutions, and strategies to minimize costs.

$120.00OD Daily Fee Cap
OD Protection Transfer
$5.00
Overdraft (OD)
$30.00
Read guide
Overdraft & NSFmedian

NSF Fees Explained

What are NSF fees, how much do banks charge, and how do they differ from overdraft fees? National data and tips for consumers.

$25.00NSF / Returned Item
NSF Daily Fee Cap
$120.00
Read guide
ATM & Cardmedian

ATM Fees by Bank

Compare ATM fees at US banks and credit unions. Foreign ATM surcharges, network access, and how to minimize ATM costs.

$2.00Non-Network ATM
International ATM
$2.50
Read guide
Wire Transfersmedian

Wire Transfer Fees

Compare wire transfer fees at US banks and credit unions. Domestic vs. international, incoming vs. outgoing, and cheaper alternatives.

$20.00Wire Transfer (Domestic Out)
Wire Transfer (Domestic In)
$12.00
Read guide
Account Feesmedian

Monthly Maintenance Fees

Guide to monthly account maintenance fees at US banks and credit unions. How much they cost, who charges them, and how to get them waived.

$9.95Monthly Maintenance
Dormant Account
$5.00
Read guide

More Fee Guides

5 guides
International

Foreign Transaction Fees

$3.00median
Read guide
Check Services

Check Fees

$2.00

Explore More

Fee IndexAll 49 categoriesNational BenchmarksMedians & percentilesState ReportsGeographic analysisFed Districts12 district reportsRevenue AnalysisFee-to-income data

Want to benchmark your institution?

Pro members get evidence-labeled peer comparisons, FDIC financial data, and Hamilton analysis workflows.

View Plans
median
Read guide
Digital Banking

Digital Banking Fees

$12.00median
Read guide
Account Lifecycle

Account Closure & Dormant Fees

$10.00median
Read guide
Branch Services

Safe Deposit Box Fees

$50.00median
Read guide