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Home/Guides/Safe Deposit Box Fees
Consumer Guide

Safe Deposit Box Fees

Annual costs for safe deposit boxes at US banks, box sizes, and what to consider before renting.

Data from 8,750 institutionsUpdated Aug 23, 2026

Safe Deposit Box

$50.00median

$1.00 – $300.00·43 institutions

Notary Service

$5.00median

$1.00 – $15.00·26 institutions

View full fee indexSafe Deposit Box analysis

Safe Deposit Box Fee Distribution

How 135 institutions price this fee. National median: $50.00

Full analysis with breakdowns →

Safe deposit box pricing

Safe deposit box fees are charged annually and vary by box size. Small boxes (3x5 inches) typically cost $20-$60 per year. Medium boxes (5x10) run $75-$150. Large boxes (10x10) can cost $150-$300 or more. Prices vary significantly by location and institution.

Comparing box fees

Credit unions often offer lower safe deposit box rates than banks. Urban branches tend to charge more than suburban or rural locations. Some banks offer discounts for premium account holders. Late payment fees for box rental can be $25-$50.

Alternatives to safe deposit boxes

Home safes offer one-time cost for document storage. Digital document storage services provide secure access from anywhere. For valuables, consider specialized vault storage companies. Insurance riders on homeowner's policies may be more cost-effective for jewelry and collectibles.

Explore the Data

Safe Deposit Box Deep DiveDistribution, breakdowns by charter, state, tier
Notary Service Deep DiveDistribution, breakdowns by charter, state, tier
National Fee IndexAll 49 fee categories benchmarked
State & District ReportsFee analysis by geography

More Guides

Understanding Overdraft FeesA complete guide to overdraft fees at US banks and credit unions. National benchmarks, how to compare institutions, and strategies to minimize costs.NSF Fees ExplainedWhat are NSF fees, how much do banks charge, and how do they differ from overdraft fees? National data and tips for consumers.ATM Fees by BankCompare ATM fees at US banks and credit unions. Foreign ATM surcharges, network access, and how to minimize ATM costs.Wire Transfer FeesCompare wire transfer fees at US banks and credit unions. Domestic vs. international, incoming vs. outgoing, and cheaper alternatives.Monthly Maintenance FeesGuide to monthly account maintenance fees at US banks and credit unions. How much they cost, who charges them, and how to get them waived.Foreign Transaction FeesHow much US banks charge for foreign transactions, currency conversion, and international card use.Check FeesWhat banks charge for check-related services including cashier's checks, stop payments, and check printing.Digital Banking FeesFees for digital banking services including ACH transfers, mobile deposits, bill pay, and electronic payments.Account Closure & Dormant FeesFees for closing accounts early and penalties for inactive or dormant accounts at US banks and credit unions.

Live National Benchmarks

Safe Deposit Box
$50.00median
P25: $30.00 · P75: $92.50
DistributionBy state
Notary Service
$5.00median
P25: $2.75 · P75: $10.00
DistributionBy state

Lowest Safe Deposit Box Fees

1.The Bank, National Association$1.00
2.Hanmi Bank$5.00
3.Walden Savings Bank$7.00
4.National Exchange Bank and Trust$10.00
5.Redwood Credit Union$10.00

Highest Safe Deposit Box Fees

1.Legence Bank$300.00
2.HomeTrust Bank$300.00
3.Middlesex Savings Bank$250.00
4.Redwood Credit Union$250.00
5.First State Bank of Fountain$250.00

In This Guide

Safe deposit box pricingComparing box feesAlternatives to safe deposit boxes

For Professionals

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