For consumers
Understand the fee.
Know your options.
Free to read. No account needed.
Before you pay, ask
- What am I being charged for?
- Is there a way to avoid it?
- Is the service worth it to me?
Your consumer toolkit
Learn, check, and explore.
- Consumer guides
Understand a charge, avoid unnecessary fees, and weigh the cost of a service.
- Fee Check
See how your institution’s fees compare with state and national medians.
- Institution lookup
Find a bank or credit union and the fee information available for it.
- Local options
Explore banks and credit unions with branches in your city.
Your bank. Your market.
See the options available to you.
Look up a bank or credit union
Search by name to open its profile and see the fee information we have collected.
What’s available in my market?
Explore institutions with branches in your city and compare their available published fees.
Fee coverage varies. Confirm account terms with the institution, and check membership eligibility when considering a credit union.
Start with your situation
What brings you here?
I was charged a fee
Find the fee’s name on your statement, check the account’s fee schedule, and ask your bank what triggered it and whether it can be reversed.
Understand your chargeI want to avoid the next one
Start with the fees you pay most often. Review account waiver conditions, your ATM network, and alerts that help you track your balance.
Review account feesI’m deciding what’s worth it
A service can be useful even when it has a fee. Compare the total cost, how soon you need it, and the alternatives available to you.
Weigh the costMore on avoiding charges: FDIC’s guide to overdraft and account fees.
Consumer guides
Get to know the fees.
Plain-language explanations, practical questions, and ways to compare your options.
Overdraft fees
When a payment takes your balance below zero, and the options to review.
NSF & returned payments
What happens when a payment is returned unpaid, and what to ask next.
ATM fees
Why one withdrawal can mean two fees, and how to plan your cash access.
Monthly account fees
Understand waiver conditions and whether an account fits how you bank.
Wire transfers
What you pay to send money, and the tradeoffs to check before sending.
Foreign transactions
The costs to look for when using your card abroad or paying in another currency.
Checks & check services
Understand cashier’s checks, stop payments and check-printing costs.
Digital banking
Standard and expedited services: decide whether speed is worth the price.
Closing or leaving an account idle
What to check before switching accounts or leaving one unused.
Safe deposit boxes
Consider what you need to store, access and protect before renting a box.
When a service is useful
Know what you’re getting for the fee.
The right choice depends on what you need. Ask these questions before choosing a service.
Do I need the speed?
Compare standard and expedited delivery, including the arrival time and full price.
Understand digital service feesDoes the payment require this service?
Before choosing a wire, confirm the recipient’s requirements and compare the available payment methods.
Understand wire transfersWill I use what I’m paying for?
Before renting a safe deposit box, consider what you will store and when you will need access.
Understand safe deposit boxesPut the guide next to your bank’s fees.
Look up your bank or credit union, then check the linked schedule for your account’s terms and waiver conditions. A published fee may apply only to certain accounts or services.
Find your bank or credit unionEducation you can trace to the source
Our guides link to supporting sources. Our fee pages explain the evidence available; coverage varies by institution. Your bank’s current account agreement and fee schedule explain what applies to you.
How we use sourcesFor more help with overdrafts, see the CFPB’s guide to your overdraft options.