Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

1St Mississippi Federal Credit Union

Meridian, MississippiCredit UnionAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Balancing$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Check Returned for Non-Sufficient Funds (NSF) .$30Within the typical range ($25–$31 nationally)
At the national median
Source
Overdraft Privilege Charge$30Within the typical range ($25–$32 nationally)
At the national median
Source

ATM & CardVerified

Foreign ATM Transaction$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per transaction · Source
Replacement Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Check ServicesVerified

Non-1st Mississippi FCU Check Cashing$3Below the typical range ($5–$10 nationally)
$2 below the national median
Source
Official Check$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Source
Online/Bill Pay Fees | Money Order (>2)$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Balancing	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Christmas Club Early Withdrawal	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Check Returned for Non-Sufficient Funds (NSF) .	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Overdraft Privilege Charge	$30
ATM & CardVerified
Foreign ATM Transaction	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	per transaction	—	Source
Replacement Debit Card	$5
Check ServicesVerified
Non-1st Mississippi FCU Check Cashing	$3Below the typical range ($5–$10 nationally)	$2 below the national median	—	—	Source
Official Check	$3
Digital & ElectronicVerified
Expedited Bill Payment Fee	$30Above the typical range ($0–$11.48 nationally)	$25.03 above the national median	—	—	Source
Cash & DepositVerified
ATM/Debit Card Fees \| Return Deposited Item	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Account ServicesVerified
Notary (Non-Members)	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer to another institution	$25Within the typical range ($25–$35.63 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$82.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$82.8M

Total deposits

$57.4M

Service charge income (year to date)

$896K

Fee income ratio

22.6%

Return on assets

0.73%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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