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Home/Research/Atlanta

Federal Reserve District 6

Atlanta District Fee Analysis

Fee benchmarks for 1,180 financial institutions across 6 states. This district has 6 fee categories below the national median and 17 above.

Institutions

1,180

With Fee Data

132

Banks

583

Credit Unions

597

States in This District

AlabamaFloridaGeorgiaLouisianaMississippiTennessee

Fee Benchmarks — District 6 vs. National

35 fee categories with sufficient data.

Fee CategoryDistrict MedianNational MedianDeltaBanksCUs
NSF / Returned Item$29.50$25.00+18.0%139
Debit Card Replacement$10.00$7.50+33.3%613
Monthly Maintenance$7.00$6.00

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Federal Reserve District 6 (Atlanta). Medians computed from extracted fee amounts excluding rejected reviews. Economic context from the Federal Reserve Beige Book. Delta shows percentage difference from the national median.

+16.7%
7
6
Stop Payment$30.00$25.00+20.0%66
Wire Transfer (Domestic Out)$20.00$20.00-75
Wire Transfer (Domestic In)$10.00$10.00-65
Deposited Item Return$15.00$15.00-73
Cashier's Check$5.00$5.00-46
Overdraft (OD)$35.00$29.00+20.7%45
Paper Statement$3.00$3.00-44
OD Protection Transfer$7.48$5.00+49.6%43
Non-Network ATM$2.00$2.00-42
Wire Transfer (Int'l Out)$50.00$45.00+11.1%32
Foreign Transaction$2.00$1.10+81.8%21
Minimum Balance$10.00$5.00+100.0%12
Extended Categories
Counter/Temporary Check$2.00$2.00-633
Rush Card Delivery$35.00$35.00-021
Account Research$10.00$10.00-79
Dormant Account$5.00$5.00-75
Early Account Closure$15.00$20.00-25.0%54
OD Daily Fee Cap$140.00$150.00-6.7%81
Check Image/Copy$2.00$2.50-20.0%44
Bill Pay$8.00$8.00-16
Gift Card Purchase$3.25--15
Money Order$3.25$2.00+62.5%41
Wire Transfer (Int'l In)$35.00$20.00+75.0%32
Legal Process/Subpoena$15.00$45.00-66.7%05
Safe Deposit Box$40.00$45.00-11.1%14
Notary Service$10.00$5.00+100.0%23
Garnishment/Levy$100.00$50.00+100.0%32
Check Printing$8.00$5.00+60.0%13
Account Verification$17.50$10.00+75.0%13
NSF Daily Fee Cap$167.50$120.00+39.6%40
Check Cashing$5.00$10.00-50.0%12
ACH Origination$9.99$5.00+99.8%12

Data as of Aug 23, 2026 · 3,741 observations

Full Atlanta district intelligence

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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