State Fee Report

Georgia Bank & Credit Union Fees

Fee benchmarks for 204 financial institutions in Georgia, compared against national medians. Part of Federal Reserve District 6 (Atlanta).

Institutions

204

With Fee Data

Banks

129

Credit Unions

Bank vs. Credit Union — Georgia

How fees compare between banks and credit unions in this state.

Charter	Institutions	Fee Observations
Banks	129	34
Credit Unions	75	43

Fee Benchmarks — Georgia vs. National

11 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee Category	Georgia Median	National Median	Delta	Institutions
NSF / Returned Item	$7.50	$25.00	-70.0%	6
Debit Card Replacement	$10.00	$7.50	+33.3%	5
Stop Payment	$31.50	$25.00	+26.0%	4

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Georgia. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

Georgia Bank & Credit Union Fees

Bank vs. Credit Union — Georgia

Fee Benchmarks — Georgia vs. National

Methodology

2 more fee categories for Georgia