Fee benchmarks for 241 financial institutions in Tennessee, compared against national medians. Part of Federal Reserve District 6 (Atlanta).
Institutions
241
With Fee Data
24
Banks
113
Credit Unions
128
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 113 | 34 |
| Credit Unions | 128 | 25 |
9 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Tennessee Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| Debit Card Replacement | $20.00 | $7.50 | +166.7% | 4 |
| NSF / Returned Item | $31.50 | $25.00 | +26.0% | 4 |
| Monthly Maintenance | $6.00 | $6.00 | - | 4 |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Tennessee. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| Stop Payment |
| $33.00 |
| $25.00 |
| +32.0% |
| 3 |
| Overdraft (OD) | $35.00 | $29.00 | +20.7% | 3 |
Data as of Aug 23, 2026 · 3,741 observations
4 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.