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Home/Research/West Virginia
State Fee Report

West Virginia Bank & Credit Union Fees

Fee benchmarks for 116 financial institutions in West Virginia, compared against national medians. Part of Federal Reserve District 5 (Richmond).

Institutions

116

With Fee Data

12

Banks

42

Credit Unions

74

Bank vs. Credit Union — West Virginia

How fees compare between banks and credit unions in this state.

CharterInstitutionsFee Observations
Banks422
Credit Unions7435

Fee Benchmarks — West Virginia vs. National

4 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee CategoryWest Virginia MedianNational MedianDeltaInstitutions
Stop Payment$25.00$25.00-3
NSF / Returned Item$30.00$25.00+20.0%3
Wire Transfer (Domestic Out)$20.00$20.00-3

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in West Virginia. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

Data as of Aug 23, 2026 · 3,741 observations

1 more fee categories for West Virginia

1 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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