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Home/Research/Washington DC
State Fee Report

Washington DC Bank & Credit Union Fees

Fee benchmarks for 33 financial institutions in Washington DC, compared against national medians. Part of Federal Reserve District 5 (Richmond).

Institutions

33

With Fee Data

13

Banks

4

Credit Unions

29

Bank vs. Credit Union — Washington DC

How fees compare between banks and credit unions in this state.

CharterInstitutionsFee Observations
Banks44
Credit Unions2952

Fee Benchmarks — Washington DC vs. National

8 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee CategoryWashington DC MedianNational MedianDeltaInstitutions
NSF / Returned Item$31.50$25.00+26.0%5
Stop Payment$35.00$25.00+40.0%5
Overdraft (OD)$30.00$29.00+3.4%3

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Washington DC. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

Paper Statement$3.75$3.00+25.0%3
Debit Card Replacement$10.00$7.50+33.3%3

Data as of Aug 23, 2026 · 3,741 observations

3 more fee categories for Washington DC

3 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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