Fee benchmarks for 152 financial institutions in Virginia, compared against national medians. Part of Federal Reserve District 5 (Richmond).
Institutions
152
With Fee Data
28
Banks
56
Credit Unions
96
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 56 | 61 |
| Credit Unions | 96 | 25 |
11 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Virginia Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| OD Protection Transfer | $20.00 | $5.00 | +300.0% | 6 |
| Debit Card Replacement | $35.00 | $7.50 | +366.7% | 5 |
| Monthly Maintenance | $1,255.00 | $6.00 | +20816.7% |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Virginia. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| 4 |
| Wire Transfer (Domestic Out) | $20.00 | $20.00 | - | 4 |
| NSF / Returned Item | $16.00 | $25.00 | -36.0% | 3 |
| Non-Network ATM | $2.00 | $2.00 | - | 3 |
| Deposited Item Return | $20.00 | $15.00 | +33.3% | 3 |
| Wire Transfer (Domestic In) | $12.50 | $10.00 | +25.0% | 3 |
Data as of Aug 23, 2026 · 3,741 observations
3 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.