Fee benchmarks for 246 financial institutions in Michigan, compared against national medians. Part of Federal Reserve District 7 (Chicago).
Institutions
246
With Fee Data
52
Banks
74
Credit Unions
172
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 74 | 20 |
| Credit Unions | 172 | 90 |
15 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Michigan Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| Debit Card Replacement | $32.50 | $7.50 | +333.3% | 6 |
| NSF / Returned Item | $25.00 | $25.00 | - | 4 |
| OD Protection Transfer | $3.00 | $5.00 | -40.0% | 3 |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Michigan. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| Paper Statement | $5.00 | $3.00 | +66.7% | 3 |
| Deposited Item Return | $25.00 | $15.00 | +66.7% | 3 |
| Monthly Maintenance | $15.00 | $6.00 | +150.0% | 3 |
| Wire Transfer (Domestic Out) | $20.00 | $20.00 | - | 3 |
| Stop Payment | $21.00 | $25.00 | -16.0% | 3 |
Data as of Aug 23, 2026 · 3,741 observations
7 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.