Federal Reserve District 7
Fee benchmarks for 1,543 financial institutions across 5 states. This district has 5 fee categories below the national median and 16 above.
Institutions
1,543
With Fee Data
181
Banks
883
Credit Unions
660
34 fee categories with sufficient data.
| Fee Category | District Median | National Median | Delta | Banks | CUs |
|---|---|---|---|---|---|
| NSF / Returned Item | $25.00 | $25.00 | - | 13 | 5 |
| Debit Card Replacement | $27.50 | $7.50 | +266.7% | 5 | 11 |
| Stop Payment | $30.00 | $25.00 | +20.0% |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Federal Reserve District 7 (Chicago). Medians computed from extracted fee amounts excluding rejected reviews. Economic context from the Federal Reserve Beige Book. Delta shows percentage difference from the national median.
| 7 |
| 7 |
| OD Protection Transfer | $5.00 | $5.00 | - | 6 | 3 |
| Paper Statement | $3.00 | $3.00 | - | 5 | 3 |
| Monthly Maintenance | $15.00 | $6.00 | +150.0% | 3 | 5 |
| Wire Transfer (Domestic Out) | $25.00 | $20.00 | +25.0% | 3 | 4 |
| Overdraft (OD) | $27.00 | $29.00 | -6.9% | 3 | 3 |
| Deposited Item Return | $15.00 | $15.00 | - | 4 | 2 |
| Wire Transfer (Domestic In) | $15.00 | $10.00 | +50.0% | 5 | 1 |
| Foreign Transaction | $10.50 | $1.10 | +854.5% | 4 | 1 |
| Non-Network ATM | $2.00 | $2.00 | - | 3 | 1 |
| Cashier's Check | $6.00 | $5.00 | +20.0% | 3 | 1 |
| Extended Categories | |||||
| OD Daily Fee Cap | $125.00 | $150.00 | -16.7% | 28 | 10 |
| Counter/Temporary Check | $2.00 | $2.00 | - | 2 | 28 |
| Account Research | $17.50 | $10.00 | +75.0% | 20 | 6 |
| Rush Card Delivery | $35.00 | $35.00 | - | 5 | 21 |
| Gift Card Purchase | $4.47 | - | - | 6 | 11 |
| NSF Daily Fee Cap | $135.00 | $120.00 | +12.5% | 10 | 6 |
| Bill Pay | $8.45 | $8.00 | +5.6% | 6 | 3 |
| Garnishment/Levy | $35.00 | $50.00 | -30.0% | 5 | 4 |
| Coin Counting | $5.00 | $2.50 | +100.0% | 9 | 0 |
| Check Image/Copy | $4.00 | $2.50 | +60.0% | 5 | 2 |
| ACH Origination | $8.00 | $5.00 | +60.0% | 6 | 1 |
| Safe Deposit Box | $41.00 | $45.00 | -8.9% | 6 | 1 |
| Early Account Closure | $25.00 | $20.00 | +25.0% | 5 | 1 |
| Dormant Account | $5.00 | $5.00 | - | 4 | 2 |
| Account Verification | $20.00 | $10.00 | +100.0% | 5 | 1 |
| Check Cashing | $10.00 | $10.00 | - | 3 | 2 |
| Money Order | $2.00 | $2.00 | - | 2 | 3 |
| Notary Service | $3.50 | $5.00 | -30.0% | 3 | 1 |
| Courier Delivery | $20.00 | - | - | 2 | 1 |
| Legal Process/Subpoena | $50.00 | $45.00 | +11.1% | 2 | 1 |
| Late Payment | $25.00 | $25.00 | - | 2 | 1 |
Data as of Aug 23, 2026 · 3,741 observations
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