vs. U.S. typical range:LowerTypicalHigher
$5.95 below the national median
per month · Source
per item · Source
per year · Source
per year · Source
per year · Source
per year · Source
per year · Source
per year · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Escheat Fee for Sending Dormant Account Funds to the State | $25Above the typical range ($5–$10 nationally) | $20 above the national median | — | — | Source |
| or take advantage of both options to reduce your monthly fee to | $0Below the typical range ($3–$10 nationally) | $5.95 below the national median | per month | — | Source |
Overdraft & NSFVerified | |||||
| NSF Items or Closed Account Items | $30Within the typical range ($25–$31.50 nationally) | At the national median | — | — | Source |
| Repost or Returned NSF | $30 | ||||
ATM & CardVerified | |||||
| Foreign Debit/ATM card transaction fee at all 1CFCU ATMs on Goodfellow AFB | $2.50Within the typical range ($1–$2.50 nationally) | $0.55 above the national median | — | — | Source |
| Foreign Debit/ATM card transaction fee at all other 1CFCU ATMs | $3 | ||||
Check ServicesVerified | |||||
| Check Copies ordered through 1CFCU staff | $5Within the typical range ($2–$5 nationally) | $2 above the national median | — | — | Source |
| Indefinite ACH Stop Payment Fee for Any Amount………………………………………….…..… | $30 | ||||
Cash & DepositVerified | |||||
| Annual Fee / Cash Advance Fee / Balance Transfer Fee .. .. . | $0Below the typical range ($3–$10 nationally) | $5 below the national median | per year | — | Source |
Account ServicesVerified | |||||
| 10 x 10 ..(per year) | $40Within the typical range ($25–$80 nationally) | $5 below the national median | per year | — | Source |
| 3 x 10 (per year) | $25 | ||||
Lending FeesVerified | |||||
| Late Fee on Credit Cards – You will be charged a Late Payment Fee of | $25Within the typical range ($11.06–$25 nationally) | $5 above the national median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| MasterCard Gift Cards .. . | $3Within the typical range ($3–$4.50 nationally) | $0.50 below the national median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies | $4Within the typical range ($2–$5 nationally) | $1 above the national median | — | — | Source |
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Headline fees vs. national median
Headline fees published
4 of 15
Published fees
20
Under review
0
Assets
$421.8M
Work at 1St Community Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$421.8M
Total deposits
$361.9M
Service charge income (year to date)
$1.6M
Fee income ratio
11.3%
Return on assets
1.14%
Financial profile · Pro
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| At the national median |
| per item |
| — |
| Source |
| $1.05 above the national median |
| — |
| — |
| Source |
| Overnight or Rush Card – Actual Cost . | $15Below the typical range ($30–$50 nationally) | $25 below the national median | — | — | Source |
| $3 above the national median |
| — |
| — |
| Source |
| $20 below the national median |
| per year |
| — |
| Source |
| 3 x 5 (per year) | $15Below the typical range ($25–$80 nationally) | $30 below the national median | per year | — | Source |
| 5 x 10 (per year) | $30Within the typical range ($25–$80 nationally) | $15 below the national median | per year | — | Source |
| 5 x 5 (per year) | $20Below the typical range ($25–$80 nationally) | $25 below the national median | per year | — | Source |
| Drill Fee | $80Within the typical range ($25–$80 nationally) | $35 above the national median | — | — | Source |
| Liens, Levies, Garnishments, Freezes, Subpoenas | $50Within the typical range ($30–$75 nationally) | At the national median | — | — | Source |