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Home/Research/Dallas

Federal Reserve District 11

Dallas District Fee Analysis

Fee benchmarks for 786 financial institutions across 1 state. This district has 14 fee categories below the national median and 7 above.

Institutions

786

With Fee Data

127

Banks

366

Credit Unions

420

States in This District

Texas

Fee Benchmarks — District 11 vs. National

29 fee categories with sufficient data.

Fee CategoryDistrict MedianNational MedianDeltaBanksCUs
Debit Card Replacement$35.00$7.50+366.7%412
OD Protection Transfer$3.00$5.00-40.0%76
Monthly Maintenance$7.75$6.00+29.2%4

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Federal Reserve District 11 (Dallas). Medians computed from extracted fee amounts excluding rejected reviews. Economic context from the Federal Reserve Beige Book. Delta shows percentage difference from the national median.

6
Stop Payment$25.00$25.00-36
NSF / Returned Item$28.75$25.00+15.0%54
Deposited Item Return$15.00$15.00-53
Cashier's Check$5.00$5.00-52
Non-Network ATM$1.25$2.00-37.5%33
Wire Transfer (Domestic In)$15.00$10.00+50.0%51
Wire Transfer (Domestic Out)$20.00$20.00-33
Paper Statement$3.00$3.00-23
Overdraft (OD)$25.00$29.00-13.8%22
Wire Transfer (Int'l Out)$45.00$45.00-22
Extended Categories
Counter/Temporary Check$2.00$2.00-2155
Account Research$5.00$10.00-50.0%67
OD Daily Fee Cap$105.00$150.00-30.0%53
Night Deposit$5.00$15.00-66.7%80
Rush Card Delivery$32.50$35.00-7.1%26
Coin Counting$5.00$2.50+100.0%34
Bill Pay$10.00$8.00+25.0%34
Early Account Closure$15.00$20.00-25.0%34
NSF Daily Fee Cap$100.00$120.00-16.7%16
Check Cashing$6.50$10.00-35.0%23
Card Dispute$6.50$12.00-45.8%50
Money Order$1.00$2.00-50.0%23
Gift Card Purchase$3.95--14
Check Image/Copy$1.00$2.50-60.0%22
Safe Deposit Box$40.00$45.00-11.1%22
ACH Origination$8.00$5.00+60.0%22

Data as of Aug 23, 2026 · 3,741 observations

Full Dallas district intelligence

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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