Fee benchmarks for 740 financial institutions in Texas, compared against national medians. Part of Federal Reserve District 11 (Dallas).
Institutions
740
With Fee Data
117
Banks
353
Credit Unions
387
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 353 | 125 |
| Credit Unions | 387 | 149 |
29 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Texas Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| Debit Card Replacement | $35.00 | $7.50 | +366.7% | 14 |
| OD Protection Transfer | $2.50 | $5.00 | -50.0% | 10 |
| Monthly Maintenance | $7.50 | $6.00 | +25.0% |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Texas. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| 9 |
| Stop Payment | $25.00 | $25.00 | - | 8 |
| Deposited Item Return | $15.00 | $15.00 | - | 7 |
| NSF / Returned Item | $30.00 | $25.00 | +20.0% | 7 |
| Cashier's Check | $5.00 | $5.00 | - | 6 |
| Non-Network ATM | $1.00 | $2.00 | -50.0% | 5 |
| Wire Transfer (Domestic In) | $15.00 | $10.00 | +50.0% | 5 |
| Wire Transfer (Domestic Out) | $20.00 | $20.00 | - | 5 |
| Paper Statement | $3.00 | $3.00 | - | 4 |
| Overdraft (OD) | $30.00 | $29.00 | +3.4% | 3 |
| Wire Transfer (Int'l Out) | $50.00 | $45.00 | +11.1% | 3 |
Data as of Aug 23, 2026 · 3,741 observations
16 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.