Federal Reserve District 1
Fee benchmarks for 460 financial institutions across 6 states. This district has 4 fee categories below the national median and 9 above.
Institutions
460
With Fee Data
89
Banks
176
Credit Unions
284
17 fee categories with sufficient data.
| Fee Category | District Median | National Median | Delta | Banks | CUs |
|---|---|---|---|---|---|
| Debit Card Replacement | $50.00 | $7.50 | +566.7% | 5 | 13 |
| NSF / Returned Item | $10.00 | $25.00 | -60.0% | 10 | 1 |
| Deposited Item Return | $17.50 | $15.00 |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Federal Reserve District 1 (Boston). Medians computed from extracted fee amounts excluding rejected reviews. Economic context from the Federal Reserve Beige Book. Delta shows percentage difference from the national median.
| +16.7% |
| 7 |
| 2 |
| Monthly Maintenance | $15.00 | $6.00 | +150.0% | 8 | 0 |
| Overdraft (OD) | $29.50 | $29.00 | +1.7% | 3 | 3 |
| Wire Transfer (Domestic In) | $15.00 | $10.00 | +50.0% | 4 | 0 |
| OD Protection Transfer | $5.00 | $5.00 | - | 3 | 0 |
| Extended Categories | |||||
| Counter/Temporary Check | $2.00 | $2.00 | - | 8 | 19 |
| OD Daily Fee Cap | $150.00 | $150.00 | - | 8 | 6 |
| Rush Card Delivery | $47.50 | $35.00 | +35.7% | 4 | 6 |
| Dormant Account | $20.00 | $5.00 | +300.0% | 6 | 3 |
| Account Research | $7.50 | $10.00 | -25.0% | 7 | 2 |
| NSF Daily Fee Cap | $105.00 | $120.00 | -12.5% | 5 | 1 |
| Bill Pay | $11.45 | $8.00 | +43.1% | 5 | 0 |
| Check Image/Copy | $5.00 | $2.50 | +100.0% | 2 | 2 |
| Money Order | $6.00 | $2.00 | +200.0% | 2 | 1 |
| Coin Counting | $1.08 | $2.50 | -56.8% | 3 | 0 |
Data as of Aug 23, 2026 · 3,741 observations
Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.