First National Bank of Pennsylvania Fees: Overdraft $15, NSF $29 (2026)

Overdraft & NSFVerified

1 per | Overdraft Notification$15Below the typical range ($25–$30 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=overdraft; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="1 $15.00 per | Overdraft Notification:" · Source
Continuous Overdraft Fee$8Within the typical range ($5–$25 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=continuous_od; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Levies $200.00 | Continuous Overdraft Fee $8.00" · Source
Overdraft Fee$35Above the typical range ($25–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=overdraft; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Overdraft Fee $35.00 per item | amount available in your funding account, the entire available amount" · Source
Overdraft Protection Fee$10Below the typical range ($25–$30 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=overdraft; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Overdraft Protection Fee | $10.00" · Source
Returned Item Fee$29Within the typical range ($25–$31 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=nsf; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Returned Item Fee $29.00 per item | amount. All transfers are subject to availability of funds in the funding" · Source

ATM & CardVerified

ATM/Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=card_replacement; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Official Checks $10.00 | ATM/Debit Card Replacement $10.00" · Source
ATM/Debit Card Replacement Expedited Shipping$50Within the typical range ($30–$50 nationally)
$6.25 above the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=rush_card; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="ATM/Debit Card Replacement Expedited Shipping $50.00" · Source
Fee For ATM Withdrawal (Foreign ATM Fee)$2.95Above the typical range ($1–$2.50 nationally)
$1.45 above the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=atm_non_network; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Money Order $5.00 | Fee For ATM Withdrawal (Foreign ATM Fee) $2.95" · Source

Check ServicesVerified

Branch-Assisted Check Copy Request$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=check_image; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Branch-Assisted Check Copy Request $5.00 each" · Source
Check Cashing On-Us (Non-Customer)$10Within the typical range ($5–$10 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=check_cashing; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Electronic Items - per item $0.22 | Check Cashing On-Us (Non-Customer) $10.00 each" · Source
Deposited Fee, Balance Assessment Fee, and | Counter Check/Deposit Ticket$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=counter_check; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Deposited Fee, Balance Assessment Fee, and | Counter Check/Deposit Ticket $1.00 each" · Source
Electronic Items - per item$0.22Below the typical range ($5–$10 nationally)
$4.78 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=check_cashing; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Electronic Items - per item $0.22 | Check Cashing On-Us (Non-Customer) $10.00 each" · Source
Money Order$5Above the typical range ($2–$3.50 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=money_order; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Money Order $5.00 | Fee For ATM Withdrawal (Foreign ATM Fee) $2.95" · Source
Official Checks$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=cashiers_check; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Official Checks $10.00 | ATM/Debit Card Replacement $10.00" · Source

Cash & DepositVerified

Night Deposit Additional Keys$8Within the typical range ($5–$20 nationally)
$5.50 below the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=night_deposit; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Night Deposit Additional Keys $8.00 | market." · Source
Night Deposit Annual Fee$20Within the typical range ($5–$20 nationally)
$6.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=night_deposit; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Night Deposit Annual Fee $20.00" · Source
Night Deposit Lock Bags$35Above the typical range ($5–$20 nationally)
$21.50 above the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=night_deposit; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Night Deposit Lock Bags $35.00" · Source

Account ServicesVerified

Garnishment Fee$200Above the typical range ($30–$75 nationally)
$150 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=garnishment_levy; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Paid Checks - per item $0.26 | Garnishment Fee $200.00" · Source
Levies$200Above the typical range ($30–$75 nationally)
$150 above the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=garnishment_levy; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Levies $200.00 | Continuous Overdraft Fee $8.00" · Source

Other FeesVerified

Branch-Assisted Statement Copy Request$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=document_reproduction; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Branch-Assisted Statement Copy Request $5.00 each" · Source
Photocopies$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=document_reproduction; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Photocopies $0.50 | Wire Research / Investigation | $25.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconcilement/Research Fee	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=account_research; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Account Reconcilement/Research Fee $20.00 per hour \| A Surcharge may be assessed by the ATM owner for a withdrawal made at"	Source
or an average daily balance of \| Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=dormant_account; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="balance of $2,000 or an average daily balance of \| Dormant Account Fee $10.00/month"	Source
Overdraft & NSFVerified
1 per \| Overdraft Notification	$15Below the typical range ($25–$30 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=overdraft; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="1 $15.00 per \| Overdraft Notification:"	Source
Continuous Overdraft Fee
ATM & CardVerified
ATM/Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=card_replacement; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Official Checks $10.00 \| ATM/Debit Card Replacement $10.00"	Source
ATM/Debit Card Replacement Expedited Shipping
Wire TransfersVerified
Outgoing Wire (Depositors Only) Domestic	$30Above the typical range ($20–$25 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=wire_domestic_outgoing; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Outgoing Wire (Depositors Only) Domestic $30.00 each"	Source
Check ServicesVerified
Branch-Assisted Check Copy Request	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=check_image; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Branch-Assisted Check Copy Request $5.00 each"	Source
Check Cashing On-Us (Non-Customer)
Cash & DepositVerified
Night Deposit Additional Keys	$8Within the typical range ($5–$20 nationally)	$5.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=night_deposit; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Night Deposit Additional Keys $8.00 \| market."	Source
Night Deposit Annual Fee
Account ServicesVerified
Garnishment Fee	$200Above the typical range ($30–$75 nationally)	$150 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=garnishment_levy; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Paid Checks - per item $0.26 \| Garnishment Fee $200.00"	Source
Levies
Other FeesVerified
Branch-Assisted Statement Copy Request	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5018. canonical_hint=document_reproduction; text_hash=ef8d1e13819e76c66430f5fd25900ffacfcca427c300e3195cbc1c1543504e01; excerpt="Branch-Assisted Statement Copy Request $5.00 each"	Source
Photocopies

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$50.8B

Total deposits

$39.1B

Service charge income

$20.4M

Fee income ratio

4.4%

Return on assets

1.23%

Branches

361

Service charge income by quarter

Q2 2026$20.4M

Q1 2026$19.8M

Q4 2025$20.2M

Q3 2025$19.6M

First National Bank of Pennsylvania

Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings