Federal Reserve District 4
Fee benchmarks for 648 financial institutions across 2 states. This district has 3 fee categories below the national median and 9 above.
Institutions
648
With Fee Data
46
Banks
321
Credit Unions
327
18 fee categories with sufficient data.
| Fee Category | District Median | National Median | Delta | Banks | CUs |
|---|---|---|---|---|---|
| NSF / Returned Item | $30.00 | $25.00 | +20.0% | 5 | 3 |
| Paper Statement | $4.00 | $3.00 | +33.3% | 3 | 2 |
| Stop Payment | $25.00 | $25.00 |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Federal Reserve District 4 (Cleveland). Medians computed from extracted fee amounts excluding rejected reviews. Economic context from the Federal Reserve Beige Book. Delta shows percentage difference from the national median.
| - |
| 2 |
| 3 |
| Monthly Maintenance | $15.00 | $6.00 | +150.0% | 2 | 3 |
| Wire Transfer (Domestic Out) | $20.00 | $20.00 | - | 2 | 3 |
| OD Protection Transfer | $3.00 | $5.00 | -40.0% | 3 | 1 |
| Wire Transfer (Domestic In) | $20.00 | $10.00 | +100.0% | 2 | 2 |
| Cashier's Check | $5.00 | $5.00 | - | 1 | 2 |
| Overdraft (OD) | $15.00 | $29.00 | -48.3% | 3 | 0 |
| Debit Card Replacement | $20.00 | $7.50 | +166.7% | 1 | 2 |
| Deposited Item Return | $10.00 | $15.00 | -33.3% | 2 | 1 |
| Extended Categories | |||||
| Account Research | $10.00 | $10.00 | - | 3 | 4 |
| OD Daily Fee Cap | $159.00 | $150.00 | +6.0% | 2 | 2 |
| Rush Card Delivery | $50.00 | $35.00 | +42.9% | 1 | 2 |
| Early Account Closure | $25.00 | $20.00 | +25.0% | 2 | 1 |
| Gift Card Purchase | $3.75 | - | - | 1 | 2 |
| Check Printing | $10.00 | $5.00 | +100.0% | 3 | 0 |
| Dormant Account | $5.00 | $5.00 | - | 1 | 2 |
Data as of Aug 23, 2026 · 3,741 observations
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