State Fee Report

South Dakota Bank & Credit Union Fees

Fee benchmarks for 89 financial institutions in South Dakota, compared against national medians. Part of Federal Reserve District 9 (Minneapolis).

Institutions

With Fee Data

Banks

Credit Unions

Bank vs. Credit Union — South Dakota

How fees compare between banks and credit unions in this state.

Charter	Institutions	Fee Observations
Banks	56	10
Credit Unions	33	7

Fee Benchmarks — South Dakota vs. National

1 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee Category	South Dakota Median	National Median	Delta	Institutions
Debit Card Replacement	$50.00	$7.50	+566.7%	3

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in South Dakota. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.