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Home/Research/Minneapolis

Federal Reserve District 9

Minneapolis District Fee Analysis

Fee benchmarks for 568 financial institutions across 4 states. This district has 3 fee categories below the national median and 7 above.

Institutions

568

With Fee Data

62

Banks

383

Credit Unions

185

States in This District

MinnesotaMontanaNorth DakotaSouth Dakota

Fee Benchmarks — District 9 vs. National

13 fee categories with sufficient data.

Fee CategoryDistrict MedianNational MedianDeltaBanksCUs
Debit Card Replacement$40.00$7.50+433.3%25
NSF / Returned Item$30.00$25.00+20.0%42
Stop Payment$30.00$25.00

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Federal Reserve District 9 (Minneapolis). Medians computed from extracted fee amounts excluding rejected reviews. Economic context from the Federal Reserve Beige Book. Delta shows percentage difference from the national median.

+20.0%
3
1
Monthly Maintenance$17.00$6.00+183.3%31
Extended Categories
OD Daily Fee Cap$122.50$150.00-18.3%234
NSF Daily Fee Cap$100.00$120.00-16.7%77
Rush Card Delivery$40.00$35.00+14.3%29
Counter/Temporary Check$2.00$2.00-15
Bill Pay$14.95$8.00+86.9%50
Account Research$10.00$10.00-31
Gift Card Purchase$3.25--31
Safe Deposit Box$62.25$45.00+38.3%30
Coin Counting$0.31$2.50-87.6%30

Data as of Aug 23, 2026 · 3,741 observations

Full Minneapolis district intelligence

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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