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Home of the Bank Fee Index — U.S. bank and credit union fees by district, state, size, and type. Published-source benchmarks for consumers and banking teams.

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Home/Fee Index/Non-Network ATM
ATM & Cardspotlight

Non-Network ATM Fee

Based on 53 verified fees from 45 institutions.

Median

$2

25th Percentile

$1

75th Percentile

$2.50

Range

$0.50 – $50

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Boston (District 1)$1.50$1 – $2.803
New York (District 2)$1.75$0.50 – $1511
Philadelphia (District 3)$1.50$1 – $55
Cleveland (District 4)$2.38$2.25 – $2.502
Richmond (District 5)$2$1 – $33

Related Fees in ATM & Card

International ATMDebit Card ReplacementRush Card DeliveryForeign TransactionCard Dispute

Methodology

Based on 53 verified fees from 45 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

Atlanta (District 6)
$2
$0.50 – $2
6
Chicago (District 7)$2$2 – $33
St. Louis (District 8)$2$2 – $21
Minneapolis (District 9)$1.75$1 – $2.502
Kansas City (District 10)$1.50$1 – $22
Dallas (District 11)$1.25$1 – $4.506
San Francisco (District 12)$2$1 – $509

Data as of Aug 23, 2026 · 3,741 observations

Detailed Non-Network ATM breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
See pricing