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Fee Insight

Home of the Bank Fee Index — U.S. bank and credit union fees by district, state, size, and type. Published-source benchmarks for consumers and banking teams.

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Home/Fee Index/Monthly Maintenance
Account Maintenancespotlight

Monthly Maintenance Fee

Based on 161 verified fees from 98 institutions.

Median

$9.95

25th Percentile

$5

75th Percentile

$15

Range

$0.20 – $5,000

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Boston (District 1)$15$0.25 – $155
New York (District 2)$5$1 – $2926
Philadelphia (District 3)$5$0.20 – $256
Cleveland (District 4)$15$10 – $254
Richmond (District 5)$10$2 – $5,00012

Related Fees in Account Maintenance

Minimum BalanceEarly Account ClosureDormant AccountAccount ResearchPaper StatementE-Statement

Methodology

Based on 161 verified fees from 98 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

Atlanta (District 6)$7$1 – $1,25028
Chicago (District 7)$15$5 – $329
St. Louis (District 8)$10$5 – $506
Minneapolis (District 9)$17$2 – $255
Kansas City (District 10)$13$4 – $222
Dallas (District 11)$7.75$3.50 – $5016
San Francisco (District 12)$10$1 – $7542

Data as of Aug 23, 2026 · 3,741 observations

Detailed Monthly Maintenance breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
See pricing