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Home of the Bank Fee Index — U.S. bank and credit union fees by district, state, size, and type. Published-source benchmarks for consumers and banking teams.

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Home/Fee Index/Account Research
Account Maintenanceextended

Account Research Fee

Based on 225 verified fees from 148 institutions.

Median

$10

25th Percentile

$3

75th Percentile

$25

Range

$0.10 – $495

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Boston (District 1)$7.50$0.40 – $5014
New York (District 2)$10$0.25 – $30046
Philadelphia (District 3)$10$0.10 – $409
Cleveland (District 4)$10$1 – $5011
Richmond (District 5)$5$2 – $5015

Related Fees in Account Maintenance

Monthly MaintenanceMinimum BalanceEarly Account ClosureDormant AccountPaper StatementE-Statement

Methodology

Based on 225 verified fees from 148 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

Atlanta (District 6)$10$0.14 – $49530
Chicago (District 7)$17.50$0.20 – $10034
St. Louis (District 8)$9$1 – $256
Minneapolis (District 9)$10$5 – $506
Kansas City (District 10)$3$1 – $1009
Dallas (District 11)$5$0.15 – $2521
San Francisco (District 12)$8.50$1 – $4524

Data as of Aug 23, 2026 · 3,741 observations

Detailed Account Research breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
See pricing