Fee benchmarks for 366 financial institutions in California, compared against national medians. Part of Federal Reserve District 12 (San Francisco).
Institutions
366
With Fee Data
82
Banks
121
Credit Unions
245
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 121 | 115 |
| Credit Unions | 245 | 156 |
33 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | California Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| Debit Card Replacement | $15.00 | $7.50 | +100.0% | 20 |
| Monthly Maintenance | $10.00 | $6.00 | +66.7% | 15 |
| Paper Statement | $5.00 | $3.00 | +66.7% |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in California. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| 10 |
| Wire Transfer (Domestic Out) | $22.50 | $20.00 | +12.5% | 10 |
| Cashier's Check | $10.00 | $5.00 | +100.0% | 9 |
| Stop Payment | $21.00 | $25.00 | -16.0% | 9 |
| Deposited Item Return | $22.00 | $15.00 | +46.7% | 8 |
| NSF / Returned Item | $25.00 | $25.00 | - | 7 |
| Non-Network ATM | $2.00 | $2.00 | - | 6 |
| Wire Transfer (Int'l Out) | $30.00 | $45.00 | -33.3% | 6 |
| Overdraft (OD) | $25.00 | $29.00 | -13.8% | 5 |
| Foreign Transaction | $20.00 | $1.10 | +1718.2% | 4 |
| Minimum Balance | $5.50 | $5.00 | +10.0% | 4 |
| OD Protection Transfer | $10.50 | $5.00 | +110.0% | 3 |
| Wire Transfer (Domestic In) | $10.00 | $10.00 | - | 3 |
Data as of Aug 23, 2026 · 3,741 observations
18 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.