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Home/Research/Kansas City

Federal Reserve District 10

Kansas City District Fee Analysis

Fee benchmarks for 911 financial institutions across 6 states. This district has 5 fee categories below the national median and 7 above.

Institutions

911

With Fee Data

103

Banks

624

Credit Unions

287

States in This District

ColoradoKansasNebraskaNew MexicoOklahomaWyoming

Fee Benchmarks — District 10 vs. National

18 fee categories with sufficient data.

Fee CategoryDistrict MedianNational MedianDeltaBanksCUs
NSF / Returned Item$25.00$25.00-81
Debit Card Replacement$32.50$7.50+333.3%36
Stop Payment$30.00$25.00+20.0%

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Federal Reserve District 10 (Kansas City). Medians computed from extracted fee amounts excluding rejected reviews. Economic context from the Federal Reserve Beige Book. Delta shows percentage difference from the national median.

3
4
Paper Statement$4.16$3.00+38.7%70
Deposited Item Return$12.50$15.00-16.7%42
Overdraft (OD)$27.00$29.00-6.9%41
Cashier's Check$2.00$5.00-60.0%12
Wire Transfer (Domestic Out)$20.00$20.00-12
Monthly Maintenance$13.00$6.00+116.7%21
Extended Categories
Counter/Temporary Check$2.00$2.00-2124
OD Daily Fee Cap$100.00$150.00-33.3%132
Rush Card Delivery$40.00$35.00+14.3%26
Account Research$3.00$10.00-70.0%43
Bill Pay$9.75$8.00+21.9%22
NSF Daily Fee Cap$120.00$120.00-31
Check Image/Copy$5.00$2.50+100.0%03
Gift Card Purchase$2.99--21
Dormant Account$5.00$5.00-21

Data as of Aug 23, 2026 · 3,741 observations

Full Kansas City district intelligence

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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