vs. U.S. typical range:LowerTypicalHigher
$39 above the national median$38.02 above the Georgia median
$12.50 above the national median$20 above the Georgia median
At the national medianAt the Georgia median
$12.50 above the national median$15 above the Georgia median
$12.50 below the national median$10 below the Georgia median
$5 above the national median$3 above the Georgia median
$5 above the national median$3 above the Georgia median
$0.50 above the national median$1 above the Georgia median
per item · Source
$1.50 above the national median$2 above the Georgia median
$5 below the national median$5 below the Georgia median
$60 above the national median$50 above the Georgia median
$25 above the national median$15 above the Georgia median
At the national median$2.50 below the Georgia median
$5 above the national median$5 above the Georgia median
$7.50 above the national median$3 above the Georgia median
$3 above the national median$2 above the Georgia median
$3 above the national median$3 above the Georgia median
$2 above the national median$2 above the Georgia median
per month · Source
$22.50 above the national median$25 above the Georgia median
$12.50 above the national median$15 above the Georgia median
$2.10 below the national median$0.40 above the Georgia median
per item · Source
$3 below the national median$0.25 below the Georgia median
per item · Source
$205 above the national median$202.50 above the Georgia median
$35 below the national median$37.50 below the Georgia median
$50 above the national median$50 above the Georgia median
$15 above the national median$15 above the Georgia median
At the national medianAt the Georgia median
$2 above the national median$2 above the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance Fee | $45Above the typical range ($4–$10 nationally) | $39 above the national median$38.02 above the Georgia median | — | — | Source |
| New Account Closing within 90 Days | $30Above the typical range ($10–$25 nationally) | $12.50 above the national median$20 above the Georgia median | — | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Account Research (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$15 above the Georgia median | — | — | Source |
| Undeliverable Address (one-time charge) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$3 above the Georgia median | — | — | Source |
| NSF Return Item Fee | $35 | ||||
ATM & CardVerified | |||||
| 5 Non-Ameris Bank ATM Usage: ATM withdrawl/transfer fee for Opportunity Checking account is | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Georgia median | per item | — | Source |
| ATM Withdrawal or Transfer | $3 | ||||
Wire TransfersVerified | |||||
| International - Incoming Wire Fee | $20Within the typical range ($10–$25 nationally) | At the national median$2.50 below the Georgia median | — | — | Source |
Check ServicesVerified | |||||
| Official Checks – Customer | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Georgia median | — | — | Source |
| Stop Payment | $35 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Monthly Maintenance Fee | $35Above the typical range ($5–$20 nationally) | $25 above the national median | per month | — | Source |
| ACH Return Items | $7 | ||||
Cash & DepositVerified | |||||
| Deposit Return Item (per item returned) | $12Within the typical range ($8–$25 nationally) | $3 below the national median$0.25 below the Georgia median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box Drilling | $250Above the typical range ($30–$70 nationally) | $205 above the national median$202.50 above the Georgia median | — | — | Source |
| Safe Deposit Box Late Rental Payment | $10 | ||||
Retirement & IRAVerified | |||||
| IRA Closing and IRA Transfer | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Georgia median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
8 of 15
Published fees
31
Under review
0
Assets
$28.4B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$28.4B
Total deposits
$22.7B
Service charge income
$10.1M
Fee income ratio
3.2%
Return on assets
0.82%
Branches
177
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$3 above the Georgia median |
| — |
| — |
| Source |
| Extended Overdraft Fee | $35Above the typical range ($5–$15 nationally) | $30 above the national median | — | — | Source |
| $1.50 above the national median$2 above the Georgia median |
| — |
| — |
| Source |
| Debit Card Replacement (in branch) | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Georgia median | — | — | Source |
| Expedited Card and PIN (by mail) | $100Above the typical range ($30–$50 nationally) | $60 above the national median$50 above the Georgia median | — | — | Source |
| Expedited Card Only (by mail) | $65Above the typical range ($30–$50 nationally) | $25 above the national median$15 above the Georgia median | — | — | Source |
| $7.50 above the national median$3 above the Georgia median |
| — |
| — |
| Source |
| Counter Checks (per 12) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the Georgia median | — | — | Source |
| ATM or Debit Card Replacement: Check Cashing Fee (non-customer) | $8Within the typical range ($5–$10 nationally) | $3 above the national median$3 above the Georgia median | — | — | Source |
| Check Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
| $18 below the national median |
| — |
| — |
| Source |
| Bill Pay - Expedited Check Payment | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$25 above the Georgia median | — | — | Source |
| Bill Pay - Expedited Electronic Payment | $15Above the typical range ($0–$9.95 nationally) | $12.50 above the national median$15 above the Georgia median | — | — | Source |
| Zelle Credit Fee (per item) | $0.40Within the typical range ($0–$9.95 nationally) | $2.10 below the national median$0.40 above the Georgia median | per item | — | Source |
| $35 below the national median$37.50 below the Georgia median |
| — |
| — |
| Source |
| Garnishments and Levies | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$50 above the Georgia median | — | — | Source |
| Deposit Account Verification | $25Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the Georgia median | — | — | Source |