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Home of the Bank Fee Index — U.S. bank and credit union fees by district, state, size, and type. Published-source benchmarks for consumers and banking teams.

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Home/Fee Index/Continuous Overdraft
Overdraft & NSFextended

Continuous Overdraft Fee

Based on 5 verified fees from 5 institutions.

Median

$6

25th Percentile

$5

75th Percentile

$6

Range

$5 – $7

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Philadelphia (District 3)$6$6 – $61
Atlanta (District 6)$5$5 – $51
Chicago (District 7)$7$7 – $71
Minneapolis (District 9)$6$6 – $61
Kansas City (District 10)$5$5 – $51
Dallas (District 11)

Related Fees in Overdraft & NSF

Overdraft (OD)NSF / Returned ItemOD Protection TransferOD Line of CreditOD Daily Fee CapNSF Daily Fee Cap

Methodology

Based on 5 verified fees from 5 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

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Data as of Aug 23, 2026 · 3,741 observations

Detailed Continuous Overdraft breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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