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Home/Fee Index/OD Protection Transfer
Overdraft & NSFcore

OD Protection Transfer Fee

Based on 75 verified fees from 65 institutions.

Median

$5

25th Percentile

$3

75th Percentile

$10

Range

$0.50 – $75

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Boston (District 1)$5$2 – $63
New York (District 2)$5$0.60 – $1015
Philadelphia (District 3)$10$5 – $203
Cleveland (District 4)$3$1 – $154
Richmond (District 5)$9.75$5 – $5010
Atlanta

Related Fees in Overdraft & NSF

Overdraft (OD)NSF / Returned ItemContinuous OverdraftOD Line of CreditOD Daily Fee CapNSF Daily Fee Cap

Methodology

Based on 75 verified fees from 65 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

(District 6)
$7.48
$3 – $25
8
Chicago (District 7)$5$0.50 – $5011
St. Louis (District 8)$13.50$2 – $252
Minneapolis (District 9)$75$75 – $751
Kansas City (District 10)$8.50$2 – $152
Dallas (District 11)$3$1 – $1012
San Francisco (District 12)$10$1 – $204

Data as of Aug 23, 2026 · 3,741 observations

Detailed OD Protection Transfer breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
See pricing