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Home/Fee Index/ACH Origination
Digital & Electronicextended

ACH Origination Fee

Based on 47 verified fees from 36 institutions.

Median

$5

25th Percentile

$1.50

75th Percentile

$9.48

Range

$0.01 – $36

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Boston (District 1)$0.01$0.01 – $0.011
New York (District 2)$5$0.25 – $359
Philadelphia (District 3)$3$3 – $31
Cleveland (District 4)$36$36 – $361
Richmond (District 5)$4$3 – $52

Related Fees in Digital & Electronic

ACH ReturnBill PayMobile DepositZelle

Methodology

Based on 47 verified fees from 36 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

Atlanta (District 6)
$9.99
$5 – $10
3
Chicago (District 7)$8$0.10 – $256
St. Louis (District 8)$0.14$0.12 – $0.162
Minneapolis (District 9)$4$0.13 – $304
Kansas City (District 10)$15$15 – $151
Dallas (District 11)$8$0.20 – $9.953
San Francisco (District 12)$5$0.10 – $2514

Data as of Aug 23, 2026 · 3,741 observations

Detailed ACH Origination breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
See pricing