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Home of the Bank Fee Index — U.S. bank and credit union fees by district, state, size, and type. Published-source benchmarks for consumers and banking teams.

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Home/Fee Index/Deposited Item Return
Cash & Depositcore

Deposited Item Return Fee

Based on 105 verified fees from 81 institutions.

Median

$20

25th Percentile

$10

75th Percentile

$25

Range

$0.08 – $70

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Boston (District 1)$17.50$5 – $5010
New York (District 2)$20$10 – $5018
Philadelphia (District 3)$15$10 – $354
Cleveland (District 4)$10$10 – $253
Richmond (District 5)$20$5 – $4013

Related Fees in Cash & Deposit

Coin CountingCash AdvanceNight Deposit

Methodology

Based on 105 verified fees from 81 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

Atlanta (District 6)$15$5 – $3512
Chicago (District 7)$15$7 – $308
St. Louis (District 8)-- – -0
Minneapolis (District 9)$10.04$0.08 – $202
Kansas City (District 10)$12.50$5 – $256
Dallas (District 11)$15$5 – $4012
San Francisco (District 12)$20$3 – $7017

Data as of Aug 23, 2026 · 3,741 observations

Detailed Deposited Item Return breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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