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Home of the Bank Fee Index — U.S. bank and credit union fees by district, state, size, and type. Published-source benchmarks for consumers and banking teams.

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Home/Fee Index/Night Deposit
Cash & Depositcomprehensive

Night Deposit Fee

Based on 25 verified fees from 21 institutions.

Median

$5

25th Percentile

$5

75th Percentile

$20

Range

$0.50 – $30

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Philadelphia (District 3)$10$10 – $101
Cleveland (District 4)$5$5 – $52
Richmond (District 5)$20$20 – $201
Atlanta (District 6)$5$5 – $51
Chicago (District 7)$2.75$0.50 – $52
St. Louis (District 8)

Related Fees in Cash & Deposit

Coin CountingCash AdvanceDeposited Item Return

Methodology

Based on 25 verified fees from 21 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

$25
$20 – $30
2
Minneapolis (District 9)$5$5 – $52
Kansas City (District 10)$15$5 – $252
Dallas (District 11)$5$3 – $259
San Francisco (District 12)$7.50$3 – $253

Data as of Aug 23, 2026 · 3,741 observations

Detailed Night Deposit breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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