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Home of the Bank Fee Index — U.S. bank and credit union fees by district, state, size, and type. Published-source benchmarks for consumers and banking teams.

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Home/Fee Index/Check Cashing
Check Servicescomprehensive

Check Cashing Fee

Based on 36 verified fees from 33 institutions.

Median

$10

25th Percentile

$5

75th Percentile

$10

Range

$3 – $25

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Boston (District 1)$10$5 – $152
New York (District 2)$10$5 – $106
Philadelphia (District 3)$5$5 – $52
Cleveland (District 4)$25$25 – $251
Richmond (District 5)$10$5 – $203
Atlanta

Related Fees in Check Services

Cashier's CheckMoney OrderCheck PrintingStop PaymentCounter/Temporary CheckCheck Image/Copy

Methodology

Based on 36 verified fees from 33 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

(District 6)
$5
$3 – $10
4
Chicago (District 7)$10$10 – $255
Dallas (District 11)$6.50$5 – $206
San Francisco (District 12)$5$5 – $107

Data as of Aug 23, 2026 · 3,741 observations

Detailed Check Cashing breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
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