vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$4.02 above the Michigan median
per month · Source
$7.50 below the national medianAt the Michigan median
$5 above the national median$5 above the Michigan median
per month · Source
$10 above the national median$10 above the Michigan median
$7.50 below the national median$8.75 below the Michigan median
$7.50 below the national median$8.75 below the Michigan median
per transaction · Source
$15 below the national median$14 below the Michigan median
$15 below the national median$14 below the Michigan median
per item · Source
At the national median$1.50 above the Michigan median
$0.50 below the national median$0.85 below the Michigan median
$5 below the national median$2.50 below the Michigan median
At the national median$2.50 above the Michigan median
$10 below the national median$5 below the Michigan median
At the national medianAt the Michigan median
$35 below the national median$30 below the Michigan median
At the national median$5 above the Michigan median
Knox extract.rules v22 categorized a line held for review from Rosetta artifact #13935. canonical_hint=wire_intl_outgoing; text_hash=d7bc88cabf63948311fbb7ded953eeb55491aeaae4a7c7f5dc210771aa8aaf39; excerpt="Charge assessed after the six transactions allowed per month | Foreign Wire Transfer................................................................ $50.00" · Source
$2 below the national medianAt the Michigan median
At the national medianAt the Michigan median
$2.50 below the national median$2 below the Michigan median
$1 above the national median$1 above the Michigan median
$75 above the national median$85 above the Michigan median
At the national median$10 above the Michigan median
$2 above the national median$1.50 above the Michigan median
$2 above the national median$1.50 above the Michigan median
At the national median$2.50 below the Michigan median
At the national medianAt the Michigan median
per item · Source
$10 above the national median$10 above the Michigan median
$10 above the national median$10 above the Michigan median
$27 above the national median$23 above the Michigan median
per year · Source
$9 below the national median$13 below the Michigan median
per year · Source
$21 below the national median$25 below the Michigan median
per year · Source
$3 above the national median$1 below the Michigan median
per year · Source
$155 above the national median$151 above the Michigan median
$25 above the national median$25 above the Michigan median
$5 above the national medianAt the Michigan median
$0.50 below the national median$1 below the Michigan median
$1.50 above the national median$1 above the Michigan median
$2 below the national median$2 below the Michigan median
per item · Source
At the national medianAt the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Focus Checking…………………….…………………… Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.02 above the Michigan median | per month | — | Source |
| Club Account Early Withdrawal | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Michigan median | — | — | Source |
| Account Inactivity | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per month | — | Source |
| Account is inactive if there have been no deposits or withdrawals | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Michigan median | — | — | Source |
| Account Balancing Assistance | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | — | — | Source |
| Money Market Excessive Transaction | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | per transaction | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay ( or more withdrawn from negative balance) | $15Below the typical range ($25–$33 nationally) | $15 below the national median$14 below the Michigan median | — | — | Source |
| Non-Sufficient Funds (NSF) | $15 | ||||
ATM & CardVerified | |||||
| ATM Transaction | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.85 below the Michigan median | — | — | Source |
| Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Foreign Wire Research | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Michigan median | — | — | Source |
| Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| (grandfathered ACH Origination accounts): Non-Member Transaction | $10Within the typical range ($5–$20 nationally) | At the national median$2.50 below the Michigan median | — | — | Source |
| ACH Origination Returned Transaction | $25 | ||||
Cash & DepositVerified | |||||
| Coin Processing for Non-Members 10%: Non-Member Transaction | $10Above the typical range ($0–$3 nationally) | $10 above the national median$10 above the Michigan median | — | — | Source |
| Returned Deposited Item | $25 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10 x 10 | $72Above the typical range ($30–$70 nationally) | $27 above the national median$23 above the Michigan median | per year | — | Source |
| Safe Deposit Box 3 x 10 | $36 | ||||
Lending FeesVerified | |||||
| Late Payment | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1 below the Michigan median | — | — | Source |
| Prepaid Reloadable Card | $5 | ||||
Other FeesVerified | |||||
| Photocopy Service | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Michigan median | per item | — | Source |
| Statement Copy | $3 | ||||
Overdraft
$15.00
Of 78 others that publish it, 6 lower, 1 the same and 71 higher.
Monthly maintenance
$10.00
Of 28 others that publish it, 22 lower, 5 the same and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$15
Headline fees published
11 of 15
Published fees
39
Under review
0
Assets
$2.5B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.5B
Total deposits
$2.0B
Service charge income (year to date)
$9.4M
Fee income ratio
11.7%
Return on assets
0.98%
Financial profile · Pro
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| $15 below the national median$14 below the Michigan median |
| per item |
| — |
| Source |
| Overdraft Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Michigan median | — | — | Source |
| $5 below the national median$2.50 below the Michigan median |
| — |
| — |
| Source |
| Instant Issue Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Michigan median | — | — | Source |
| Card Rush | $30Within the typical range ($30–$50 nationally) | $10 below the national median$5 below the Michigan median | — | — | Source |
| $35 below the national median$30 below the Michigan median |
| — |
| — |
| Source |
| Foreign Wire Transfer | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Michigan median | — | Knox extract.rules v22 categorized a line held for review from Rosetta artifact #13935. canonical_hint=wire_intl_outgoing; text_hash=d7bc88cabf63948311fbb7ded953eeb55491aeaae4a7c7f5dc210771aa8aaf39; excerpt="Charge assessed after the six transactions allowed per month | Foreign Wire Transfer................................................................ $50.00" | Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Stop Payment Order | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$2 below the Michigan median | — | — | Source |
| Check Cashing | $6Within the typical range ($5–$10 nationally) | $1 above the national median$1 above the Michigan median | — | — | Source |
| Collection Item Processing (All Other Currency) | $95Above the typical range ($10–$25 nationally) | $75 above the national median$85 above the Michigan median | — | — | Source |
| Foreign Item Processing (for US Funds or CDN Items) | $20Within the typical range ($10–$25 nationally) | At the national median$10 above the Michigan median | — | — | Source |
| Cashier’s Check or Money Order Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| At the national medianAt the Michigan median |
| per item |
| — |
| Source |
| $10 above the national median$10 above the Michigan median |
| — |
| — |
| Source |
| $9 below the national median$13 below the Michigan median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 5 | $24Below the typical range ($30–$70 nationally) | $21 below the national median$25 below the Michigan median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $48Within the typical range ($30–$70 nationally) | $3 above the national median$1 below the Michigan median | per year | — | Source |
| Safe Deposit Box Drilling | $200Above the typical range ($30–$70 nationally) | $155 above the national median$151 above the Michigan median | — | — | Source |
| Garnishment/Levy Processing | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |
| $1.50 above the national median$1 above the Michigan median |
| — |
| — |
| Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |