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Home/Fee Index/Gift Card Purchase
Gift & Prepaid Cardscomprehensive

Gift Card Purchase Fee

Based on 57 verified fees from 55 institutions.

Median

$3.95

25th Percentile

$3

75th Percentile

$5

Range

$2 – $10

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Boston (District 1)$5$5 – $51
New York (District 2)$3$2 – $55
Philadelphia (District 3)$3.95$3 – $4.504
Cleveland (District 4)$3.75$2 – $44
Richmond (District 5)$3$2.95 – $56
Atlanta

Related Fees in Gift & Prepaid Cards

Prepaid Card Reload

Methodology

Based on 57 verified fees from 55 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

(District 6)
$3.25
$2.50 – $5
6
Chicago (District 7)$4.47$2.50 – $1018
Minneapolis (District 9)$3.25$3 – $4.954
Kansas City (District 10)$2.99$2 – $63
Dallas (District 11)$3.95$3 – $55
San Francisco (District 12)$5$5 – $51

Data as of Aug 23, 2026 · 3,741 observations

Detailed Gift Card Purchase breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
See pricing