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Gift & Prepaid Card Fee - National Benchmarks & Analysis | Fee Insight

Bank Fee Index/Gift & Prepaid Cards

Gift & Prepaid Card fee

$3.50 (audience not stated, treated as personal)median across 819 banks and credit unions

U.S.

$3.50

Low: $0
Middle half: $3–$4.95
Median: $3.50
High: $14

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Median $3.50 · 819 institutions · 1,030 published fee entries · updated Nov 2, 2026. Each institution counts once, read from its own published schedule. Methodology

Institutions by median published price

819 institutions

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Median $3.50

$0$2$4$6

Each bar counts the institutions whose median published price falls in that range; 819 in all. The last bar is $7 and up.

$3.95 at the highest, $3 at the lowest

3 districts share the highest median, $3.95; 3 share the lowest, $3. The median in each Federal Reserve district.

National middle rangeNational medianWithin the national middle range

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Banks against credit unions

The bank median gift & prepaid card fee is $4, $0.50 above the credit union median of $3.50.

By asset size and by state, in Hamilton

Hamilton, the Fee Insight workspace, sets this fee against institutions your size and in your state.

Under $300M496 institutions$3.50

$300M to $1B194 institutionsIn Hamilton
$1B to $10B119 institutionsIn Hamilton
$10B to $50B8 institutionsIn Hamilton

Plus the median in each state.

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