vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$3 above the Texas median
per month · Source
$7.50 below the national median$5 below the Texas median
$12.50 below the national median$10 below the Texas median
per transaction · Source
$7.50 above the national median$9.50 above the Texas median
$7.50 above the national median$9.50 above the Texas median
per item · Source
$12.50 below the national median$10.50 below the Texas median
per month · Source
$7.50 below the national median$5.50 below the Texas median
$5 above the national median$5 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
At the national medianAt the Texas median
At the national medianAt the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
per item · Source
$0.50 above the national median$0.50 above the Texas median
per transaction · Source
At the national median$2.50 above the Texas median
per item · Source
$5 below the national median$2.50 below the Texas median
per item · Institution’s schedule
$5 below the national median$2.50 below the Texas median
per item · Source
At the national median$5 above the Texas median
per item · Source
$5 below the national medianAt the Texas median
$4 below the national median$4 below the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per transaction · Source
$7.50 above the national median$5.50 above the Texas median
per item · Source
At the national medianAt the Texas median
At the national medianAt the Texas median
per item · per 10 temporary checks · Institution’s schedule
$3 above the national median$3 above the Texas median
per item · Source
$2 below the national median$2 below the Texas median
$10 above the national median$10 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per transaction · Source
$6 below the national median$5.98 below the Texas median
per item · Source
$2 below the national median$2 below the Texas median
$3 below the national medianAt the Texas median
per item · Source
$20 above the national median$23 above the Texas median
per item · Source
$45 above the national median$45 above the Texas median
per year · Source
$15 below the national median$15 below the Texas median
per year · Source
$25 below the national median$25 below the Texas median
per year · Source
$5 above the national median$5 above the Texas median
per year · Source
$50 above the national median$25 above the Texas median
per item · Source
$15 above the national median$15 above the Texas median
per item · Source
$1.45 above the national median$1.45 above the Texas median
per item · Source
$1.50 above the national median$1.50 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3 above the Texas median | per month | — | Source |
| Account Closure Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
| Christmas Club Early Withdrawal Penalty | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Texas median | per transaction | — | Source |
| Account Reconciliation Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
| Arbitration/Account Research Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | per item | — | Source |
| Bad Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | per month | — | Source |
| Return Mail | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5.50 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| NSF on Pre-Authorized EFT | $35 | ||||
ATM & CardVerified | |||||
| Check Card Balance Inquiry Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | per item | — | Source |
| Non-Proprietary ATM Withdrawal | $2 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee (outgoing) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Texas median | per item | — | Source |
| Incoming Wire Fee | $5 | ||||
Check ServicesVerified | |||||
| Teller's Check (payable to members) | $1Below the typical range ($3–$6 nationally) | $4 below the national median$4 below the Texas median | per item | — | Source |
| Teller's Check (payable to non-members) | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee | $4Below the typical range ($5–$20 nationally) | $6 below the national median$5.98 below the Texas median | per item | — | Source |
Cash & DepositVerified | |||||
| Cash Advance Fee | $3Within the typical range ($2–$10 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
| Deposited Check Returned Unpaid | $12 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10" x 10" | $90Above the typical range ($30–$70 nationally) | $45 above the national median$45 above the Texas median | per year | — | Source |
| Safe Deposit Box 3" x 10" | $30 | ||||
Gift & Prepaid CardsVerified | |||||
| Card Reload | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$1.45 above the Texas median | per item | — | Source |
| VISA Gift Card | $5 | ||||
Other FeesVerified | |||||
| Statement Copy/Account Activity Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
Overdraft
$35.00
Of 122 others that publish it, 108 lower, 13 the same and 1 higher.
Monthly maintenance
$10.00
Of 73 others that publish it, 58 lower, 11 the same and 4 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
43
Under review
0
Assets
$191.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$191.4M
Total deposits
$168.3M
Service charge income (year to date)
$1.9M
Fee income ratio
23.2%
Return on assets
0.22%
Financial profile · Pro
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| $5 above the national median$5 above the Texas median |
| per item |
| — |
| Source |
| Returned Item | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Overdraft Protection | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| Overdraft Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $0.50 above the national median$0.50 above the Texas median |
| per transaction |
| — |
| Source |
| Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Texas median | per item | — | Source |
| Card Rush | $35Within the typical range ($30–$50 nationally) | $5 below the national median$2.50 below the Texas median | per item | — | Institution’s schedule |
| Card Rush ....... | $35Within the typical range ($30–$50 nationally) | $5 below the national median$2.50 below the Texas median | per item | — | Source |
| $5 below the national medianAt the Texas median |
| — |
| — |
| Source |
| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| Money Orders | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Texas median | per transaction | — | Source |
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5.50 above the Texas median | per item | — | Source |
| Checking Account Temporary Check | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | — | — | Source |
| Temporary Check | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | per item | per 10 temporary checks | Institution’s schedule |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Texas median | per item | — | Source |
| Check Cashing Fee | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
| Items Sent for Collection Fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the Texas median | per item | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Checking Account Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per transaction | — | Source |
| $3 below the national medianAt the Texas median |
| per item |
| — |
| Source |
| Deposited Item Return Fee | $35Above the typical range ($8–$25 nationally) | $20 above the national median$23 above the Texas median | per item | — | Source |
| $15 below the national median$15 below the Texas median |
| per year |
| — |
| Source |
| Safe Deposit Box 3" x 5" | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Texas median | per year | — | Source |
| Safe Deposit Box 5" x 10" | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Texas median | per year | — | Source |
| Legal Process Fee | $100Within the typical range ($30–$100 nationally) | $50 above the national median$25 above the Texas median | per item | — | Source |
| Verification of Deposit | $25Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the Texas median | per item | — | Source |
| $1.50 above the national median$1.50 above the Texas median |
| per item |
| — |
| Source |