vs. U.S. typical range:LowerTypicalHigher
At the national median$1 below the Texas median
per month · Source
$6 below the national median$7 below the Texas median
per month · Source
$4 above the national median$3 above the Texas median
per month · Source
$3.99 above the national median$2.99 above the Texas median
per month · Source
$9 above the national median$8 above the Texas median
per month · Source
$1 below the national median$2 below the Texas median
per month · Source
$7.50 above the national median$10 above the Texas median
$12.50 below the national median$10.50 below the Texas median
per month · Source
At the national medianAt the Texas median
$10 above the national median$10 above the Texas median
per item · Source
$7 above the national median$7 above the Texas median
per item · Source
$2 below the national median$1.75 below the Texas median
$5 below the national median$4.75 below the Texas median
per month · Source
$0.50 below the national median$0.50 below the Texas median
$5 below the national medianAt the Texas median
At the national medianAt the Texas median
$2 below the national median$2 below the Texas median
$1 above the national median$1 above the Texas median
$2.50 above the national median$0.50 above the Texas median
$1 below the national median$1 below the Texas median
$5 above the national median$5 above the Texas median
At the national medianAt the Texas median
$5 below the national median$4.98 below the Texas median
At the national median$0.02 above the Texas median
$10 above the national median$5 above the Texas median
per item · Source
$10 above the national median$13 above the Texas median
At the national median$3 above the Texas median
$55 above the national median$55 above the Texas median
per year · Source
$10 below the national median$10 below the Texas median
per year · Source
$20 below the national median$20 below the Texas median
per year · Source
$15 above the national median$15 above the Texas median
per year · Source
$35 below the national median$35 below the Texas median
$25 above the national median$25 above the Texas median
$5 above the national median$5 above the Texas median
$3 below the national median$3 below the Texas median
$1.50 above the national median$1.50 above the Texas median
$2 above the national median$2 above the Texas median
At the national medianAt the Texas median
per item · Source
$2.50 below the national median$10 above the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee | $6Within the typical range ($4–$10 nationally) | At the national median$1 below the Texas median | per month | — | Source |
| Monthly Service Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7 below the Texas median | per month | — | Source |
| Monthly Service Fee, w/direct deposit | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3 above the Texas median | per month | — | Source |
| Monthly Service Fee, w/direct deposit of less than monthly | $9.99Within the typical range ($4–$10 nationally) | $3.99 above the national median$2.99 above the Texas median | per month | — | Source |
| Monthly Service Fee, w/o direct deposit | $15Above the typical range ($4–$10 nationally) | $9 above the national median$8 above the Texas median | per month | — | Source |
| Otherwise, Monthly Service Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2 below the Texas median | per month | — | Source |
| Closed Account Fee (any savings acct closed within 6 months of opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Bad Address/Returned Statement | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | per month | — | Source |
| Paper Statements | $3Within the typical range ($2–$4.95 nationally) | At the national medianAt the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds (NSF)- Business Accounts | $40Above the typical range ($25–$32 nationally) | $10 above the national median$10 above the Texas median | per item | — | Source |
| Insufficient Funds (NSF)- Flexible Checking | $37 | ||||
ATM & CardVerified | |||||
| ATM not part of ACU ATM Network | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers: Incoming | $5Within the typical range ($5–$15 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Cashier's Checks | $3 | ||||
Digital & ElectronicVerified | |||||
| ACH Debit Origination to Deposit Account | $5Within the typical range ($5–$20 nationally) | $5 below the national median$4.98 below the Texas median | — | — | Source |
| ACH Debit Origination to Loan 'Check by Phone' | $10 | ||||
Cash & DepositVerified | |||||
| Chargeback | $25Within the typical range ($8–$25 nationally) | $10 above the national median$13 above the Texas median | — | — | Source |
| Returned Check (deposited item) | $15 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10 x 10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$55 above the Texas median | per year | — | Source |
| Safe Deposit Box 3 x 10 | $35 | ||||
Gift & Prepaid CardsVerified | |||||
| VISA® Gift Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.50 above the Texas median | — | — | Source |
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
| Photocopies & Faxes | $3 | ||||
Monthly maintenance
$8.00
Of 73 others that publish it, 44 lower, 7 the same and 22 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
9 of 15
Published fees
39
Under review
0
Assets
$427.6M
Work at America'S Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$427.6M
Total deposits
$362.2M
Service charge income (year to date)
$1.2M
Fee income ratio
8.8%
Return on assets
0.02%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $7 above the national median$7 above the Texas median |
| per item |
| — |
| Source |
| Automatic Overdraft Transfer Fee | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$1.75 below the Texas median | — | — | Source |
| Automatic Overdraft Transfer Fee, one per month | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$4.75 below the Texas median | per month | — | Source |
| $2 below the national median$2 below the Texas median |
| — |
| — |
| Source |
| Money Order | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$1 above the Texas median | — | — | Source |
| Stop Payments (including from Touch & Go and Home Banking) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | — | — | Source |
| Temporary Checks (minimum 4 checks) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Collection Items (domestic) $25 to $99.99 | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Copy of Cancelled Check | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| At the national median$0.02 above the Texas median |
| — |
| — |
| Source |
| ACH Debit Origination Return Item | $35Above the typical range ($15–$30 nationally) | $10 above the national median$5 above the Texas median | per item | — | Source |
| At the national median$3 above the Texas median |
| — |
| — |
| Source |
| $10 below the national median$10 below the Texas median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Texas median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 above the Texas median | per year | — | Source |
| Safe Deposit Box Late Fee | $10Below the typical range ($30–$70 nationally) | $35 below the national median$35 below the Texas median | — | — | Source |
| Lien/Levy/Attachment/Garnishment (plus attorney fees) | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 above the Texas median | — | — | Source |
| Verification of Deposit | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Verification of Deposit | $7Within the typical range ($5–$15 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| Skip-a-Pay (per loan) | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$10 above the Texas median | per item | — | Source |