vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Michigan median
per month · Source
$17.50 above the national median$16.25 above the Michigan median
$7.50 below the national median$8.75 below the Michigan median
per item · Source
$7 above the national median$7.50 above the Michigan median
per month · Source
$2 above the national median$2.50 above the Michigan median
per month · Source
$1 below the national medianAt the Michigan median
per item · Source
At the national median$1 above the Michigan median
per item · Source
$3 below the national median$1.50 below the Michigan median
per item · Source
$2.50 above the national median$2.15 above the Michigan median
per item · Source
At the national median$2.50 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$15 below the national median$10 below the Michigan median
per item · Source
At the national median$2 above the Michigan median
per item · Source
$1 above the national median$1 above the Michigan median
per item · Source
$2.50 above the national median$3 above the Michigan median
per item · Source
$3 above the national median$3 above the Michigan median
per item · per pack (12); Waived with Direct Advantage Checking · Institution’s schedule
$5 above the national median$5 above the Michigan median
per item · Source
$2 above the national median$1.50 above the Michigan median
per item · Source
$2.50 above the national median$2 above the Michigan median
per month · Source
$15 above the national median$10 above the Michigan median
$7.50 above the national median$5 above the Michigan median
per item · Source
$25 above the national median$25 above the Michigan median
per item · Source
$1.50 below the national median$2 below the Michigan median
per item · Source
$1.50 above the national median$1 above the Michigan median
per item · Visa brand; $10 min, $1,000 max · Institution’s schedule
At the national medianAt the Michigan median
per item · Source
$162.50 above the national median$158.75 above the Michigan median
per item · Source
$12.50 above the national median$8.75 above the Michigan median
per item · Source
$12.50 below the national median$16.25 below the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Charge | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per month | — | Source |
| Research/Checkbook Balancing | $35Above the typical range ($11–$25 nationally) | $17.50 above the national median$16.25 above the Michigan median | — | — | Source |
| Returned Mail | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | per item | — | Source |
| Monthly Paper Statement | $10Above the typical range ($2–$4.88 nationally) | $7 above the national median$7.50 above the Michigan median | per month | — | Source |
| Paper Statement | $5Above the typical range ($2–$4.88 nationally) | $2 above the national median$2.50 above the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $29Within the typical range ($25–$33 nationally) | $1 below the national medianAt the Michigan median | per item | — | Source |
| Insufficient Funds (NSF) | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM Withdrawal | $4Above the typical range ($1–$2.25 nationally) | $2.50 above the national median$2.15 above the Michigan median | per item | — | Source |
| ATM Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Wire Transfer - Outgoing International | $35 | ||||
Check ServicesVerified | |||||
| Cashiers Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | per item | — | Source |
| Money Orders | $3 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Service | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$2 above the Michigan median | per month | — | Source |
Cash & DepositVerified | |||||
| Night Deposit Box Key Replacement | $25Above the typical range ($5–$20 nationally) | $15 above the national median$10 above the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Michigan median | per item | — | Source |
| Legal Processing / Levies / Garnishments | $75 | ||||
Gift & Prepaid CardsVerified | |||||
| Card - Reload transaction | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$2 below the Michigan median | per item | — | Source |
| Gift Card | $5 | ||||
Other FeesVerified | |||||
| Account Statement Copies | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Home Equity Subordination | $200 | ||||
Overdraft
$29.00
Of 78 others that publish it, 39 lower, 4 the same and 35 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
10 of 15
Published fees
28
Under review
0
Assets
$467.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$467.6M
Total deposits
$391.7M
Service charge income (year to date)
$2.7M
Fee income ratio
16.1%
Return on assets
0.93%
Financial profile · Pro
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| At the national median$1 above the Michigan median |
| per item |
| — |
| Source |
| Overdraft Protection Transfer | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$1.50 below the Michigan median | per item | — | Source |
| At the national median$2.50 above the Michigan median |
| per item |
| — |
| Source |
| $15 below the national median$10 below the Michigan median |
| per item |
| — |
| Source |
| $1 above the national median$1 above the Michigan median |
| per item |
| — |
| Source |
| Stop Payment Request | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | per item | — | Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Michigan median | per item | per pack (12); Waived with Direct Advantage Checking | Institution’s schedule |
| Check Cashing | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per item | — | Source |
| Check Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | per item | — | Source |
| $25 above the national median$25 above the Michigan median |
| per item |
| — |
| Source |
| $1.50 above the national median$1 above the Michigan median |
| per item |
| Visa brand; $10 min, $1,000 max |
| Institution’s schedule |
| $162.50 above the national median$158.75 above the Michigan median |
| per item |
| — |
| Source |
| Loan Refinancing | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$8.75 above the Michigan median | per item | — | Source |
| Skip-a-Pay | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$16.25 below the Michigan median | per item | — | Source |