vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$3.25 above the Massachusetts median
$14 above the national median$13.25 above the Massachusetts median
$1 above the national median$0.25 above the Massachusetts median
$1 below the national median$1.75 below the Massachusetts median
$9 above the national median$8.25 above the Massachusetts median
per month · Source
$7.50 below the national median$5 below the Massachusetts median
$25 above the national median$25 above the Massachusetts median
At the national medianAt the Massachusetts median
$7.50 above the national medianAt the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
$1 below the national medianAt the Massachusetts median
per month · Source
$1 below the national medianAt the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$5 above the national median$5 above the Massachusetts median
At the national median$5 above the Massachusetts median
$5 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
$3 above the national median$2 above the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
At the national median$0.25 above the Massachusetts median
At the national medianAt the Massachusetts median
$10 below the national median$10 below the Massachusetts median
$2 above the national medianAt the Massachusetts median
$2 above the national medianAt the Massachusetts median
At the national median$7.56 below the Massachusetts median
$27.50 above the national median$30 above the Massachusetts median
At the national medianAt the Massachusetts median
$1.25 below the national medianAt the Massachusetts median
$115 above the national median$95 above the Massachusetts median
$90 above the national median$70 above the Massachusetts median
per year · Source
$100 above the national median$80 above the Massachusetts median
per year · Source
$20 above the national medianAt the Massachusetts median
per year · Source
$35 below the national median$55 below the Massachusetts median
$40 below the national median$60 below the Massachusetts median
$30 below the national median$50 below the Massachusetts median
per item · Source
$23 below the national median$43 below the Massachusetts median
$20 below the national median$40 below the Massachusetts median
$5 below the national median$25 below the Massachusetts median
per year · Source
$35 above the national median$15 above the Massachusetts median
per year · Source
$10 above the national median$10 below the Massachusetts median
per year · Source
$15 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
$2 below the national median$4 below the Massachusetts median
per item · Source
$2 above the national medianAt the Massachusetts median
$112.50 above the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.25 above the Massachusetts median | — | — | Source |
| Maintenance Service Charge | $20Above the typical range ($4–$10 nationally) | $14 above the national median$13.25 above the Massachusetts median | — | — | Source |
| Maintenance Service Charge | $7Within the typical range ($4–$10 nationally) | $1 above the national median$0.25 above the Massachusetts median | — | — | Source |
| Maintenance Service Charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.75 below the Massachusetts median | — | — | Source |
| Maintenance Service Charge per statement cycle | $15Above the typical range ($4–$10 nationally) | $9 above the national median$8.25 above the Massachusetts median | per month | — | Source |
| Early Closing Account (within 6 months of opening) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Massachusetts median | — | — | Source |
| Escheatment Fee (Abandoned/Unclaimed Property) | $30Above the typical range ($5–$10 nationally) | $25 above the national median$25 above the Massachusetts median | — | — | Source |
| Inactivity Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Account Research/Balancing | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
| Undeliverable Mail Fee | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | — | — | Source |
| Of transaction made at a merchant outside of United: Paper Statement Fee (per statement cycle) | $2Within the typical range ($2–$4.50 nationally) | $1 below the national medianAt the Massachusetts median | per month | — | Source |
| Paper Statement Fee (per statement cycle) | $2Within the typical range ($2–$4.50 nationally) | $1 below the national medianAt the Massachusetts median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Paid NSF Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Bill Pay Return Item | $30 | ||||
ATM & CardVerified | |||||
| Debit Card Service Charge (Replacement Card Fee) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| ATM & Debit Card International Transaction Fee 1.1% | $5 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer Fee | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Incoming Domestic Wire Transfer Fee | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Money Order Fee | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee | $10Within the typical range ($5–$20 nationally) | At the national median$7.56 below the Massachusetts median | — | — | Source |
| Bill Pay | $30 | ||||
Cash & DepositVerified | |||||
| Night Deposit Key Replacement (Business) | $10Within the typical range ($5–$20 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Notary Public Fee: Non-members | $1.25Within the typical range ($0–$5 nationally) | $1.25 below the national medianAt the Massachusetts median | — | — | Source |
| | 20x15 | $160 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $5Below the typical range ($10–$25 nationally) | $15 below the national median$5 below the Massachusetts median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer/Rollover Fee | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Photocopy Fee (per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$4 below the Massachusetts median | per item | — | Source |
| Statement Copy Fee | $5 | ||||
Overdraft
$30.00
Of 42 others that publish it, 18 lower, 18 the same and 6 higher.
Monthly maintenance
$10.00
Of 24 others that publish it, 19 lower, 4 the same and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
12 of 15
Published fees
51
Under review
0
Assets
$2.5B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.5B
Total deposits
$1.9B
Service charge income (year to date)
$4.2M
Fee income ratio
5.7%
Return on assets
-0.21%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Returned NSF Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Overdraft Protection “ODP” Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $2.50 above the national median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| Outgoing Foreign Wire Transfer Fee | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Massachusetts median | — | — | Source |
| Incoming Foreign Wire Transfer Fee | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| $3 above the national median$2 above the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment Fee (includes Bill Pay) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Counter Check Fee 4 | $2Within the typical range ($1–$4 nationally) | At the national median$0.25 above the Massachusetts median | — | — | Source |
| Non-Member Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Collection Item Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Massachusetts median | — | — | Source |
| Check Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| Copies of Deposits/Items Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| $27.50 above the national median$30 above the Massachusetts median |
| — |
| — |
| Source |
| $115 above the national median$95 above the Massachusetts median |
| — |
| — |
| Source |
| 10x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | $135Above the typical range ($30–$70 nationally) | $90 above the national median$70 above the Massachusetts median | per year | — | Source |
| 18x12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | $145Above the typical range ($30–$70 nationally) | $100 above the national median$80 above the Massachusetts median | per year | — | Source |
| 3x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | $65Within the typical range ($30–$70 nationally) | $20 above the national medianAt the Massachusetts median | per year | — | Source |
| Collection Item Fee | $10Below the typical range ($30–$70 nationally) | $35 below the national median$55 below the Massachusetts median | — | — | Source |
| Copies of Deposits/Items Fee | $5Below the typical range ($30–$70 nationally) | $40 below the national median$60 below the Massachusetts median | — | — | Source |
| Lost Key Fee | $15Below the typical range ($30–$70 nationally) | $30 below the national median$50 below the Massachusetts median | per item | — | Source |
| Plastic Deposit Bag Fee, per 100, 11”x15” (Business) | $22Below the typical range ($30–$70 nationally) | $23 below the national median$43 below the Massachusetts median | — | — | Source |
| primary account. 8Up to 5 copies, then | $25Below the typical range ($30–$70 nationally) | $20 below the national median$40 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 3x5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$25 below the Massachusetts median | per year | — | Source |
| Safe Deposit Box 5x10 | $80Above the typical range ($30–$70 nationally) | $35 above the national median$15 above the Massachusetts median | per year | — | Source |
| Safe Deposit Box 5x5 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 below the Massachusetts median | per year | — | Source |
| $2 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Subordination Fee | $150Above the typical range ($25–$100 nationally) | $112.50 above the national medianAt the Massachusetts median | — | — | Source |