vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the Massachusetts median
$7.50 above the national medianAt the Massachusetts median
$7.50 below the national median$15 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$10 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
per day · Source
$1 above the national medianAt the Massachusetts median
per day · Source
$7.50 above the national median$8.75 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national median$2 below the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
$5 below the national median$2.86 above the Massachusetts median
$8.16 below the national median$0.30 below the Massachusetts median
At the national medianAt the Massachusetts median
$35 below the national median$55 below the Massachusetts median
per month · Source
$30 below the national median$30 below the Massachusetts median
per item · Source
$5 below the national median$5 below the Massachusetts median
per year · Source
At the national medianAt the Massachusetts median
$2 above the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing (within 90 day of opening) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
| Account Research, per hour | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
| Excess Transactions | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$15 below the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds, Overdraft Item | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Overdraft fee | $35 | ||||
ATM & CardVerified | |||||
| ATM/Debit Card Transaction; ATM withdrawal service charge at any non-NESB | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| ATM/Debit Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire out charge, Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Wire out charge, International | $40 | ||||
Check ServicesVerified | |||||
| Treasurer's Check 1 free per day | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | per day | — | Source |
| Money Order 1 free per day | $3 | ||||
Digital & ElectronicVerified | |||||
| Online Banking & Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Item, Business Account | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2.86 above the Massachusetts median | — | — | Source |
| Returned Deposit Item, Personal Account | $6.84 | ||||
Account ServicesVerified | |||||
| Safe Deposit Boxes - Late Payments, per month 30, 60 & 90 days late | $10Below the typical range ($30–$70 nationally) | $35 below the national median$55 below the Massachusetts median | per month | — | Source |
| Liens, Levies, Attachments | $20 | ||||
Retirement & IRAVerified | |||||
| IRA Custodial Service, annual | $10Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Massachusetts median | per year | — | Source |
| IRA Transfer | $25 | ||||
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft
$35.00
Of 29 others that publish it, 22 lower, 5 the same and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
25
Under review
0
Assets
$1.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.8B
Total deposits
$1.6B
Service charge income
$1.1M
Fee income ratio
6.7%
Return on assets
0.81%
Branches
14
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Massachusetts median |
| per item |
| — |
| Source |
| Insufficient Funds, Returned Item | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Overdraft Protection Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| $10 below the national median$5 below the Massachusetts median |
| — |
| — |
| Source |
| $1 above the national medianAt the Massachusetts median |
| per day |
| — |
| Source |
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$8.75 above the Massachusetts median | — | — | Source |
| Check Cashing (Non-customer, On-Us) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Copy of Check or Item | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the Massachusetts median | — | — | Source |
| $8.16 below the national median$0.30 below the Massachusetts median |
| — |
| — |
| Source |
| Night Deposit, Replacement Depository Key | $10Within the typical range ($5–$20 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $30 below the national median$30 below the Massachusetts median |
| per item |
| — |
| Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |