vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$5 above the Pennsylvania median
per month · Source
$32.50 above the national median$40 above the Pennsylvania median
$5 above the national median$5 above the Pennsylvania median
per month · Source
$7.50 above the national median$7.50 above the Pennsylvania median
At the national median$1 above the Pennsylvania median
per month · Source
$2 above the national median$2 above the Pennsylvania median
$2 above the national median$2 above the Pennsylvania median
At the national medianAt the Pennsylvania median
$1.50 above the national median$1.50 above the Pennsylvania median
At the national medianAt the Pennsylvania median
$5 below the national median$5 below the Pennsylvania median
$10 above the national median$10 above the Pennsylvania median
At the national medianAt the Pennsylvania median
$4.50 above the national median$7 above the Pennsylvania median
At the national medianAt the Pennsylvania median
$2 above the national median$2 above the Pennsylvania median
$5 above the national medianAt the Pennsylvania median
$50 above the national medianAt the Pennsylvania median
$5 above the national median$5 above the Pennsylvania median
$1.45 above the national median$1.95 above the Pennsylvania median
$2 above the national median$2 above the Pennsylvania median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Empower Checking monthly service fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$5 above the Pennsylvania median | per month | — | Source |
| Deposit account closure | $50Above the typical range ($10–$25 nationally) | $32.50 above the national median$40 above the Pennsylvania median | — | — | Source |
| Dormancy | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Pennsylvania median | per month | — | Source |
| Account research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Pennsylvania median | — | — | Source |
| Mailed statement | $3Within the typical range ($2–$4.95 nationally) | At the national median$1 above the Pennsylvania median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Ardent courtesy pay (overdraft) | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Pennsylvania median | — | — | Source |
| NSF item (non-sufficient funds) | $32 | ||||
ATM & CardVerified | |||||
| ATM card withdrawal, purchase (POS) | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Pennsylvania median | — | — | Source |
| Card replacement (lost/stolen) | $10 | ||||
Wire TransfersVerified | |||||
| Domestic outgoing wires | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the Pennsylvania median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Pennsylvania median | — | — | Source |
| Stop payment (check and ACH) | $32 | ||||
Cash & DepositVerified | |||||
| Returned item | $20Within the typical range ($8–$25 nationally) | $5 above the national medianAt the Pennsylvania median | — | — | Source |
Account ServicesVerified | |||||
| Tax lien & garnishment | $100Above the typical range ($30–$87.50 nationally) | $50 above the national medianAt the Pennsylvania median | — | — | Source |
| Account verification | $15 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift card instant issue (branch) | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$1.95 above the Pennsylvania median | — | — | Source |
Other FeesVerified | |||||
| Statement copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Pennsylvania median | — | — | Source |
Overdraft
$32.00
Of 73 others that publish it, 51 lower and 22 higher.
Monthly maintenance
$10.00
Of 26 others that publish it, 20 lower, 2 the same and 4 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
11 of 15
Published fees
21
Under review
0
Assets
$869.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$869.3M
Total deposits
$746.0M
Service charge income (year to date)
$1.3M
Fee income ratio
5.5%
Return on assets
0.23%
Financial profile · Pro
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| $2 above the national median$2 above the Pennsylvania median |
| — |
| — |
| Source |
| Overdraft transfer (automated) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Pennsylvania median | — | — | Source |
| At the national medianAt the Pennsylvania median |
| — |
| — |
| Source |
| Visa/ATM card replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Pennsylvania median | — | — | Source |
| $4.50 above the national median$7 above the Pennsylvania median |
| — |
| — |
| Source |
| On-us check cashing (non-member) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Pennsylvania median | — | — | Source |
| Check copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Pennsylvania median | — | — | Source |
| $5 above the national median$5 above the Pennsylvania median |
| — |
| — |
| Source |