vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$2.76 above the Illinois median
per month · Source
$2 above the national median$0.76 above the Illinois median
per month · Source
$7 below the national median$10 below the Illinois median
per month · Source
$2 below the national median$5 below the Illinois median
per month · Source
$2.50 above the national medianAt the Illinois median
At the national medianAt the Illinois median
$1 above the national median$1 above the Illinois median
per month · Source
$2.50 above the national medianAt the Illinois median
$12.50 below the national median$15 below the Illinois median
per item · Source
$1.50 below the national median$1.50 below the Illinois median
At the national medianAt the Illinois median
per item · Source
$10 above the national median$10 above the Illinois median
per item · Source
$0.50 below the national median$0.25 below the Illinois median
At the national medianAt the Illinois median
per item · Source
$15 below the national median$20 below the Illinois median
At the national medianAt the Illinois median
$7.50 below the national median$9.50 below the Illinois median
per item · Source
$2.50 above the national median$0.50 above the Illinois median
$1 below the national median$0.50 below the Illinois median
$10 above the national median$8 above the Illinois median
At the national median$1 below the Illinois median
per item · Source
$12 above the national median$11 above the Illinois median
$2 above the national median$0.47 below the Illinois median
per month · Source
—
$10 above the national median$5 below the Illinois median
$10 above the national median$10 above the Illinois median
$1 below the national median$26 below the Illinois median
$1 below the national median$1 below the Illinois median
per item · Source
At the national medianAt the Illinois median
$10 above the national median$10 above the Illinois median
$1 above the national median$1 above the Illinois median
$2 above the national median$3 above the Illinois median
$27.50 below the national median$25 below the Illinois median
$212.50 above the national median$215 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Platinum Checking Monthly Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.76 above the Illinois median | per month | — | Source |
| Premier Checking Monthly Service Charge | $8Within the typical range ($4–$10 nationally) | $2 above the national median$0.76 above the Illinois median | per month | — | Source |
| Monthly Minimum Balance Fee | $0Below the typical range ($5–$10 nationally) | $7 below the national median$10 below the Illinois median | per month | — | Source |
| Monthly Minimum Balance Fee | $5Within the typical range ($5–$10 nationally) | $2 below the national median$5 below the Illinois median | per month | — | Source |
| Account Closed within 90 days | $20Within the typical range ($10–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Inactive Account Fee | $6Within the typical range ($5–$10 nationally) | $1 above the national median$1 above the Illinois median | per month | — | Source |
| Account Reconcilement/Research Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Illinois median | per item | — | Source |
| Paper Statement Fee – Online Banking Users | $1.50Below the typical range ($2–$4.68 nationally) | $1.50 below the national median$1.50 below the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient(NSF)/Uncollected Funds/Returned Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Share/Loan Overdraft Protection Transfer | $15 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.25 below the Illinois median | — | — | Source |
| Debit Card/Pin Replacement Fee | $10 | ||||
Check ServicesVerified | |||||
| Cashiers Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Stop Payment Request | $20 | ||||
Digital & ElectronicVerified | |||||
| Monthly Online Bill Payment Fee | $4.50Within the typical range ($0–$9.95 nationally) | $2 above the national median$0.47 below the Illinois median | per month | — | Source |
Cash & DepositVerified | |||||
| Coin Counting Fee | 1% | — | — | — | Source |
| Non-Metro VISA Cash Advance Fee | $15Above the typical range ($2–$10 nationally) | $10 above the national median$5 below the Illinois median | |||
Account ServicesVerified | |||||
| IRS/State Account Levy Processing Fee | $49Within the typical range ($30–$90 nationally) | $1 below the national median$26 below the Illinois median | — | — | Source |
| Subpoena/Information Request Fee | $49 | ||||
Lending FeesVerified | |||||
| Loan Late Payment Fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| Appraisal Fee | $400 | ||||
Vehicle & TitleVerified | |||||
| Vehicle Title Recording Fee | $98Above the typical range ($15–$49.34 nationally) | $73 above the national median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Card | $4.50Within the typical range ($3–$4.95 nationally) | $1 above the national median$1 above the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Illinois median | — | — | Source |
| Initial Loan Application Fee | $10 | ||||
Monthly maintenance
$9.00
Of 9 others that publish it, 6 lower and 3 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
10 of 15
Published fees
35
Under review
0
Assets
$80.0M
Work at Metro Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$80.0M
Total deposits
$71.0M
Service charge income (year to date)
$164K
Fee income ratio
8.1%
Return on assets
1.04%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $10 above the national median$10 above the Illinois median |
| per item |
| — |
| Source |
| At the national medianAt the Illinois median |
| per item |
| — |
| Source |
| VISA Card Rush Fee | $25Below the typical range ($30–$50 nationally) | $15 below the national median$20 below the Illinois median | — | — | Source |
| $7.50 below the national median$9.50 below the Illinois median |
| per item |
| — |
| Source |
| Stop Payment Request on Check Range | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Illinois median | — | — | Source |
| Temporary Checks (4) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.50 below the Illinois median | — | — | Source |
| Non-Member Check Cashing Fee | $15Above the typical range ($5–$10 nationally) | $10 above the national median$8 above the Illinois median | — | — | Source |
| Check Copy Fee | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Illinois median | per item | — | Source |
| Merchant Draft Copy Fee | $15Above the typical range ($2–$5 nationally) | $12 above the national median$11 above the Illinois median | — | — | Source |
| — |
| — |
| Source |
| Returned Check Fee | $25Within the typical range ($8–$25 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| $1 below the national median$1 below the Illinois median |
| per item |
| — |
| Source |
| Verification of Account Request | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Illinois median | — | — | Source |
| $75 above the national median |
| — |
| — |
| Source |
| $27.50 below the national median$25 below the Illinois median |
| — |
| — |
| Source |
| Subordination Agreement Processing Fee | $250Above the typical range ($25–$100 nationally) | $212.50 above the national median$215 above the Illinois median | — | — | Source |