vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the Texas median
$25 above the national median$25 above the Texas median
$7.50 above the national median$9.50 above the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per transaction · Source
$1.50 above the national median$1.50 above the Texas median
per transaction · Source
$5 below the national medianAt the Texas median
per item · Source
$3 below the national median$3 below the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
per item · Source
$2.50 below the national median$4.50 below the Texas median
$1 below the national median$1 below the Texas median
per item · per page (4 checks per page) · Institution’s schedule
At the national medianAt the Texas median
At the national medianAt the Texas median
per item · Source
$8 below the national median$7.98 below the Texas median
per transaction · Source
$0.50 below the national median$3 below the Texas median
per month · Source
—
—
$5 above the national median$8 above the Texas median
per item · Source
$3.50 above the national median$3 above the Texas median
$25 below the national median$25 below the Texas median
per item · Source
At the national median$5 below the Texas median
$2 above the national median$2 above the Texas median
per item · Source
$12.50 below the national medianAt the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure Fee (checking and savings) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Texas median | — | — | Source |
| Dormant (escheat) Account Processing Fee | $30Above the typical range ($5–$10 nationally) | $25 above the national median$25 above the Texas median | — | — | Source |
| Account Research / Reconciliations | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
| Paper Statements Sent by Mail | $3Within the typical range ($2–$4.95 nationally) | At the national medianAt the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds (NSF) | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Transfer to Cover Overdraft (by SAFCU staff) | $3 | ||||
ATM & CardVerified | |||||
| SAFCU's ATM | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Texas median | per transaction | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier’s Checks | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Texas median | per item | — | Source |
| Money Orders | $1.50 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination (debit only) | $2Below the typical range ($5–$20 nationally) | $8 below the national median$7.98 below the Texas median | per transaction | — | Source |
| Electronic Bill Pay Monthly Fee | $2 | ||||
Cash & DepositVerified | |||||
| Coin Machine for Members | 3% | — | — | — | Source |
| Coin Machine for Non-Members | 8% | — | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $6Above the typical range ($0–$5 nationally) | $3.50 above the national median$3 above the Texas median | — | — | Source |
| Garnishment/Levy | $25 | ||||
Lending FeesVerified | |||||
| Loans Late Fee (after 10 days late) | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the Texas median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Internal Vehicle Loan Refinances | $25 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
22
Under review
0
Assets
$40.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$40.6M
Total deposits
$35.1M
Service charge income (year to date)
$173K
Fee income ratio
16.1%
Return on assets
1.59%
Financial profile · Pro
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| $2 below the national median$2 below the Texas median |
| per transaction |
| — |
| Source |
| $0.50 below the national median$0.50 below the Texas median |
| per item |
| — |
| Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Texas median | — | — | Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | per item | per page (4 checks per page) | Institution’s schedule |
| Check Cashing Fee - Members With Only One Service | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Check Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $0.50 below the national median$3 below the Texas median |
| per month |
| — |
| Source |
| Returned Deposit |
| $20Within the typical range ($8–$25 nationally) |
| $5 above the national median$8 above the Texas median |
| per item |
| — |
| Source |
| $25 below the national median$25 below the Texas median |
| per item |
| — |
| Source |
| $12.50 below the national medianAt the Texas median |
| — |
| — |
| Source |