vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$2.73 below the Tennessee median
per month · Source
At the national median$5 below the Tennessee median
per month · Source
$7.50 above the national median$10 above the Tennessee median
$12.50 below the national median$10 below the Tennessee median
$5 above the national median$3.50 above the Tennessee median
per item · Source
$5 above the national median$5 above the Tennessee median
per item · Source
$2.50 above the national median$2.75 above the Tennessee median
$5 above the national median$5 above the Tennessee median
$10 above the national median$10 above the Tennessee median
At the national medianAt the Tennessee median
$9.50 above the national median$7 above the Tennessee median
per item · Source
$1 below the national median$1 below the Tennessee median
$7.45 above the national median$9.57 above the Tennessee median
$3 below the national median$3 below the Tennessee median
$105 above the national median$100 above the Tennessee median
$80 above the national median$75 above the Tennessee median
$50 above the national median$50 above the Tennessee median
$2 above the national median$2 above the Tennessee median
$1 below the national median$1 below the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.73 below the Tennessee median | per month | — | Source |
| Dormant Fee | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Tennessee median | per month | — | Source |
| Account Research………………………… | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Returned Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee……………………….…… | $35Above the typical range ($25–$33 nationally) | $5 above the national median$3.50 above the Tennessee median | per item | — | Source |
| Returned Item Fee (NSF)………. | $35 | ||||
ATM & CardVerified | |||||
| ATM Surcharge Fee (Non-Customers)……………… | $4Above the typical range ($1–$2.25 nationally) | $2.50 above the national median$2.75 above the Tennessee median | — | — | Source |
| ATM/Debit Card Replacement………………………. | $15 | ||||
Check ServicesVerified | |||||
| Official Check Exchange (Non-Customer)… | $15Above the typical range ($3–$6 nationally) | $10 above the national median$10 above the Tennessee median | — | — | Source |
| Official Check: Returned Mail | $5 | ||||
Digital & ElectronicVerified | |||||
| Same Day Bill Pay……………………………………………. | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$9.57 above the Tennessee median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Item………………………………… | $12Within the typical range ($8–$25 nationally) | $3 below the national median$3 below the Tennessee median | — | — | Source |
| Night Deposit Replacement/Additional Key | $125 | ||||
Account ServicesVerified | |||||
| Drilling Fee…………………………….……………………. | $150Above the typical range ($30–$70 nationally) | $105 above the national median$100 above the Tennessee median | — | — | Source |
| Replacement Key………………………………………… | $125 | ||||
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Tennessee median | — | — | Source |
| Photocopy………………………………………… | $2 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
8 of 15
Published fees
20
Under review
0
Assets
$188.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$188.1M
Total deposits
$156.5M
Service charge income
$37K
Fee income ratio
2.1%
Return on assets
0.04%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Tennessee median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Tennessee median |
| — |
| — |
| Source |
| At the national medianAt the Tennessee median |
| — |
| — |
| Source |
| Stop Payments | $37Above the typical range ($20–$30 nationally) | $9.50 above the national median$7 above the Tennessee median | per item | — | Source |
| Copy of Check Image……………………..……………… | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | — | — | Source |
| $115 above the national median |
| — |
| — |
| Source |
| $80 above the national median$75 above the Tennessee median |
| — |
| — |
| Source |
| Garnishments, Levies or Attachments……...…. | $100Above the typical range ($30–$88.13 nationally) | $50 above the national median$50 above the Tennessee median | — | — | Source |
| $1 below the national median$1 below the Tennessee median |
| per item |
| — |
| Source |